YouTube se adentra en las criptomonedas: La opción de pagos con la stablecoin PYUSD ya está disponible para creadores estadounidenses

bitcoinistPublicado em 2025-12-12Última atualização em 2025-12-12

Resumo

YouTube ha introducido silenciosamente una nueva opción de pago que permite a los creadores de Estados Unidos recibir sus ganancias en PYUSD, el stablecoin vinculado al dólar de PayPal. Según varios informes, la opción ya está activa y se ofrece a través de la red de pagos de PayPal, sin que YouTube custodie directamente criptoactivos. PayPal se encarga de convertir los dólares enviados por YouTube a PYUSD y distribuirlos a los creadores que opten por este método. Por ahora, solo está disponible para creadores con base en EE. UU. que formen parte de los programas de monetización de YouTube, aplicable a ingresos mensuales por publicidad y membresías pagadas. Recibir PYUSD ofrece flexibilidad para mantener el valor en blockchain, gastarlo donde se acepte PayPal o reconvertirlo a moneda fiduciaria. Sin embargo, conlleva consideraciones fiscales y de custodia diferentes a una transferencia bancaria tradicional. La opción aparecerá en los ajustes de creadores como un método de pago alternativo familiar para quienes ya usan PayPal.

YouTube ha añadido discretamente una nueva opción de pago que permite a los creadores en Estados Unidos recibir sus ganancias en PYUSD, la criptomoneda vinculada al dólar de PayPal. Según varios informes, el cambio parece estar activo ahora y se ofrece a través de la infraestructura de pagos de PayPal, en lugar de mediante la custodia directa de criptomonedas por parte de YouTube.

Cómo funciona la opción

La directora de criptomonedas de PayPal, May Zabaneh, confirmó la configuración a Fortune y dijo que la empresa utiliza su red de pagos existente para entregar PYUSD a los destinatarios que optan por participar.

Eso significa que YouTube seguirá calculando y enviando las ganancias de los creadores en dólares al sistema de PayPal, y PayPal será responsable de la conversión a la stablecoin y de la distribución a los creadores. Esta medida se basa en el impulso más amplio de PayPal para ofrecer herramientas de stablecoin a empresas y usuarios individuales.

PYUSD fue introducido por PayPal en 2023 y desde entonces se ha integrado en servicios como Venmo y las herramientas para comerciantes de PayPal. Los informes han dejado claro que YouTube en sí no está reteniendo ni moviendo criptomonedas en nombre de los creadores; PayPal se encarga del aspecto de los tokens.

Alcance y disponibilidad

Por el momento, la opción está disponible solo para creadores radicados en Estados Unidos. Un portavoz de Google confirmó el lanzamiento pero se negó a compartir un calendario para cualquier expansión más allá de los usuarios estadounidenses.

Los creadores que califican para los programas de monetización de YouTube pueden optar por este nuevo método de pago para ingresos mensuales como los ingresos por publicidad y las membresías pagadas.

Capitalización total del mercado de criptomonedas actualmente en 3,1 billones de dólares. Gráfico: TradingView

Algunos creadores valorarán la opción adicional. Recibir PYUSD podría permitir a un creador mantener un token vinculado al dólar en la cadena de bloques, gastarlo donde las herramientas de PayPal lo acepten o convertirlo de nuevo a moneda fiduciaria a través de PayPal.

Hay contrapartidas: mantener una stablecoin conlleva consideraciones de custodia e impuestos diferentes a una transferencia bancaria directa. Los sistemas de declaración y las normas bancarias pueden variar dependiendo de cómo el creador finalmente retire el dinero.

Qué deben esperar los creadores

El paso de registro debería ser familiar para cualquier persona que ya utilice los pagos de PayPal en YouTube; probablemente aparecerá como un método de pago alternativo en la configuración del creador.

Una vez elegido, los pagos fluirán a través del sistema de pagos establecido de PayPal y aparecerán como PYUSD en la cartera compatible del destinatario o en el saldo de PayPal, según las descripciones que circulan en la prensa especializada.

PYUSD en cifras

La presencia de PYUSD en la cadena de bloques ha crecido rápidamente. Los rastreadores de mercado listan la stablecoin con un valor circulante cercano a los 4.000 millones de dólares y aproximadamente 3.800 millones de tokens en suministro en este momento, cifras que subrayan cuánto se ha expandido el token desde su lanzamiento.

Imagen destacada de Unsplash, gráfico de TradingView

Perguntas relacionadas

Q¿Qué nueva opción de pago ha introducido YouTube para los creadores en Estados Unidos?

AYouTube ha introducido la opción de recibir ganancias en PYUSD, el stablecoin vinculado al dólar de PayPal.

Q¿Cómo se procesa el pago de PYUSD a los creadores?

AYouTube calcula y envía las ganancias en dólares al sistema de PayPal, que luego se encarga de la conversión a PYUSD y su distribución a los creadores.

Q¿Está disponible esta opción para creadores fuera de Estados Unidos?

ANo, actualmente la opción solo está disponible para creadores basados en Estados Unidos.

Q¿Qué ventajas tiene para los creadores recibir pagos en PYUSD?

ALes permite mantener un stablecoin vinculado al dólar en blockchain, gastarlo donde se acepten herramientas de PayPal o convertirlo a moneda fiduciaria a través de PayPal.

Q¿Cuál es el valor de mercado actual de PYUSD según el artículo?

APYUSD tiene un valor circulante cercano a los 4 mil millones de dólares y aproximadamente 3.8 mil millones de tokens en circulación.

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