XRPXRP Price

Data analysis platform CryptoQuant reports that large-scale investors, or "whales," holding significant amounts of Bitcoin (BTC), Ethereum (ETH), and XRP have recently increased their positions. The company suggests this trend may indicate the prolonged crypto bear market is nearing its final stage. Historically, periods of sustained price decline where large investors are buying rather than selling have been a significant indicator. Similar activity was observed in past market cycles when long-term investors deemed prices attractive. However, CryptoQuant emphasizes that current data is insufficient to confirm a market bottom has been reached. While whale accumulation is seen as a positive signal, prices for BTC, ETH, and XRP could still fall further before a definitive bottom forms, warranting investor caution regarding short-term volatility. Experts note this accumulation is often part of a long-term strategy, with large investors buying during panic while retail investors remain cautious—a common characteristic of past cycle endings. CryptoQuant also states that macroeconomic events and global liquidity conditions will remain crucial for price direction. Key factors include central bank monetary policy, regulatory changes, and institutional investor sentiment toward the market. *This is not investment advice.

Updated: 2026-08-05. David Schwartz, the chief architect of the XRP Ledger, thwarted a cryptocurrency scam targeting XRP investors. Scammers had created a near-flawless clone of the official Ripple website, using identical branding to trick users. The site featured a banner promising exclusive rewards "for those who never sold," urging users to click a "Get Early Access" button. This action would trigger a transaction draining the user's XRP wallet. In response to a screenshot of the fake site, Schwartz publicly attached a GIF labeled "THIS IS A SCAM!" to alert the community. This incident is part of a wave of attacks on the XRP ecosystem in early August, primarily employing social engineering tactics and leaked investor data to bypass spam filters. Scammers pressure users with urgent messages to act quickly. The article emphasizes that Ripple has no hidden loyalty programs or secret reward pools; any such offer is fraudulent.

Analysts at CryptoQuant have noted that large holders, or "whales," of Bitcoin, Ethereum, and XRP are accumulating these assets amid price pressure. Julio Moreno, head of research, stated that major holder groups are increasing their reserves while prices trade near or below their realized price. This behavior reduces selling pressure and resembles a final bear market phase. Bitcoin whale balances (excluding exchanges and mining pools) have risen to approximately 3.06 million BTC from a low of around 2.87 million in December 2025. The 30-day increase in whale balances has remained positive for most of 2026, with accumulation accelerating in June when Bitcoin's price approached $60,000. For Ethereum, the trend is mixed. Wallets holding 10,000 to 100,000 ETH have accumulated to a record 19.6 million ETH, while those with 1,000 to 10,000 ETH have reduced holdings from 15.6 million to 12.9 million ETH this year. Wallets with over 100,000 ETH increased their balance from 2.6 million to 4.6 million ETH. Moreno described this as capital concentration during a bear market. XRP whale activity is less direct, with large spot orders present in the $1-$1.2 range, but cumulative volume delta appears neutral, suggesting accumulation through absorbing supply rather than aggressive buying. Key current prices versus realized prices are: Bitcoin at ~$64,640 (realized $52,900), Ethereum at $1,900 (realized $2,450), and XRP at $1.1 (realized $0.75). Moreno noted the risk-reward ratio has declined, and while the model allows for another downside wave, accumulation by strong holders is a positive factor for when demand recovers.

XRP Gains Practical DeFi Significance as FXRP Enables RLUSD Loans On August 3rd, the institutional DeFi platform Sentora announced that FXRP has been added to its main RLUSD vault on Morpho, opening a new path for XRP holders to access on-chain loans. Investors can convert XRP to FXRP, bridge it to Ethereum, and borrow the Ripple stablecoin RLUSD while maintaining their XRP exposure. This integration significantly expands XRP's financial utility beyond payments, particularly for holders seeking liquidity without selling their assets. FXRP is the first XRP representation accepted as collateral in an institutional-grade lending vault on Ethereum. The vault reportedly holds around $280 million in deposited RLUSD. Jesus Rodriguez, CTO and Head of Product at Sentora, highlighted that adding FXRP as collateral brings XRP's scale into DeFi and extends its practical use to on-chain credit markets. Borrowers access an isolated FXRP/RLUSD market within the vault using Morpho Blue infrastructure, which limits cross-market risk. The FAssets system creates FXRP as a 1:1 representation of XRP that functions on EVM-compatible applications, giving XRP programmable functionality its native ledger wasn't designed for. The process currently involves minting FXRP on Flare and bridging to Ethereum, with direct minting from the XRP Ledger to Ethereum in development to streamline the process. FXRP's presence in DeFi was already growing prior to this integration, with holders using the tokenized asset in lending markets, liquidity pools, and yield strategies. Network data shows active use of FXRP in DeFi protocols, demonstrating real demand and utility. For long-term holders, access to RLUSD creates dollar-denominated financing opportunities while maintaining their XRP position. FXRP's expansion also includes new spot markets on Hyperliquid (FXRP/USDC and FXRP/USDH), enhancing trading access. Reportedly, over 90 million XRP has been converted to FXRP, with nearly 80% of the minted supply deployed in DeFi protocols. Sentora has set an initial conservative supply limit for the FXRP/RLUSD market, with plans to expand it based on liquidity and usage growth.

The XRP Ledger Foundation has issued a warning about a surge of fake XRP airdrop and giveaway scams spreading on social media. These fraudulent campaigns use impersonated accounts, fake promotional messages, and direct outreach to appear legitimate, often directing users to phishing websites or unauthorized services. The foundation and Ripple's developer arm, RippleX, both explicitly stated that neither organization conducts XRP airdrops or reward distributions. They warned specifically about a fake "XRP Rewards Scanner" service that uses fabricated screenshots to claim users can reclaim unclaimed XRP. The advisory aligns with warnings from U.S. agencies like the FBI, FTC, and SEC about the rise in cryptocurrency fraud involving identity spoofing and fake investment schemes. Users are urged to never share private keys or seed phrases, to verify all communications through official channels, and to scrutinize all transactions before signing.