# Stablecoins Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Stablecoins", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Standing Tall Through Storms, Gathering in Hong Kong to Ride the Tide | Registration Opens for Conflux Tree-Graph Digital Finance & Ecosystem Development Conference

Every technological wave quietly reshapes the world. From the steam engine to the internet and the digital economy, each has been a growth engine. Today, the convergence of blockchain, AI, and digital finance is accelerating a new transformation. Digital assets are reaching new peaks, global regulatory attitudes are clarifying, and concepts like RWA and stablecoins are scaling into real-world applications. AI Agents are beginning to participate in human production. We stand at a historic juncture where traditional and digital finance are deeply integrating, presenting clear opportunities and tangible challenges. Having operated stably for five years and connected multiple regions globally, Conflux Network continues to serve digital finance and on-chain applications. Hong Kong, as an international financial hub bridging China and the world, is seeing progressive exploration and improved frameworks for Web3 and digital finance. Leveraging Conflux's technical foundation, the Conflux Digital Finance and Ecosystem Development Summit will be held in Hong Kong from May 13 to 15, 2026. This event will foster in-depth dialogue on the future: discussing the evolution of digital financial infrastructure, the compliant implementation of RWA and stablecoins, ecosystem reshaping and on-chain governance in the age of AI Agents, and Web3 security frameworks. It will gather global scholars, entrepreneurs, investors, financial institutions, and industry representatives for cross-disciplinary exchange. On the final day, Conflux will co-host a themed salon with The University of Hong Kong to share these future-oriented discussions with the next generation. As technology moves from "usable" to "scalable," and finance evolves from "digital" to "on-chain and intelligent," industrial restructuring is underway. Whether you are a developer, researcher, entrepreneur, or an explorer curious about digital finance and Web3, we look forward to meeting you in Hong Kong.

marsbit05/09 03:06

Standing Tall Through Storms, Gathering in Hong Kong to Ride the Tide | Registration Opens for Conflux Tree-Graph Digital Finance & Ecosystem Development Conference

marsbit05/09 03:06

Lagarde Says ECB Needs Tokenised Money, Not Crypto Stablecoins

ECB President Christine Lagarde argues Europe should not respond to dominant US dollar stablecoins by creating its own euro-denominated versions. Instead, she advocates for building tokenised financial infrastructure based on central bank money. Lagarde acknowledges stablecoins' growth and role in crypto settlement and cross-border payments, but identifies key risks: financial stability vulnerabilities, as shown by USDC's depegging during the Silicon Valley Bank collapse, and potential disruption to monetary policy transmission in the euro area. She contends that promoting private euro stablecoins under MiCAR would offer limited benefits for the euro's international role while introducing material trade-offs. A more effective path to strengthening the euro involves deeper capital market integration and developing a safe asset base. Lagarde is constructive on the transformative potential of DLT-based market infrastructure for Europe's fragmented financial system. The ECB's strategy focuses on public solutions like the Pontes project for wholesale settlement in central bank money and the Appia roadmap for an interoperable tokenised ecosystem by 2028. The goal is to harness innovation's benefits without replicating fragile instruments from elsewhere.

bitcoinist05/08 21:30

Lagarde Says ECB Needs Tokenised Money, Not Crypto Stablecoins

bitcoinist05/08 21:30

Eight-Year Industry Retrospective: The Crypto Revolution Has Already Occurred, Just Not as Envisioned

Eight Years in Crypto: A Different Revolution Unfolds After eight years across four crypto companies, my initial vision of decentralized apps and currencies replacing traditional systems largely failed to materialize. Instead, the industry has forged a distinct, perhaps more significant, path centered on rebuilding the global financial system from the ground up. My journey began in the 2017 ICO frenzy, a bubble reminiscent of the dot-com era, where fundraising outpaced usable technology. The subsequent crash led to a quiet rebuilding phase focused on financial primitives. From the ashes emerged stablecoins and DeFi, which gained explosive traction during the 2020 pandemic and the "DeFi Summer" of yield farming and speculative games. This was followed by the 2021 NFT mania, another cycle of exuberance. The 2022 crash was crypto's "Lehman Moment," triggered by the collapse of Terra's UST, hedge funds like Three Arrows Capital, and ultimately FTX, which misused customer funds. The aftermath saw aggressive U.S. regulatory actions under the SEC, which paradoxically fueled the rise of "legal-safe" memecoins, turning parts of the ecosystem into a massive casino by 2024-2025. A pivotal shift occurred with the 2024 U.S. election. A perceived pro-crypto administration led to key legislation like the GENIUS Act, clear stablecoin rules, and institutional adoption. Stablecoins, now a strategic U.S. priority, process trillions in transaction volume, and asset tokenization is gaining Wall Street traction. Today's reality isn't the cypherpunk dream of replacing fiat but a pragmatic revolution: upgrading the dollar system for the internet age and creating a globally accessible, 24/7 financial infrastructure. The next convergence is with AI, where crypto wallets and stablecoins will enable autonomous AI agents to transact in the global economy. The industry's future lies not in颠覆ing traditional finance but in integrating with it, replacing outdated backend systems with blockchain while maintaining familiar frontends. The goal is a seamless, borderless financial system. While my predictions may prove as flawed as my 2017 article, I remain committed to building within this ongoing transformation.

marsbit05/08 15:27

Eight-Year Industry Retrospective: The Crypto Revolution Has Already Occurred, Just Not as Envisioned

marsbit05/08 15:27

Three Months of Raising $6 Billion in Funding: What Are the Leading Crypto VCs Betting On?

While the crypto bear market persists, top-tier venture capital firms are making significant moves by raising massive new funds, signaling a strategic bet on the industry's future. Haun Ventures and a16z recently announced funds totaling $1 billion and $2.2 billion, respectively. This follows other major raises from firms like Dragonfly, Paradigm, ParaFi, and Blockchain Capital. In under three months, these six VCs have amassed over $6 billion in fresh capital, a clear example of counter-cyclical investing during a quiet market phase. The fundraising landscape highlights a sharp divergence between large and small VCs. Many mid-sized and smaller funds are struggling with poor returns, limited exit options, and difficulty raising new capital, leading some to scale back or exit. In contrast, leading firms are strengthening their dominance due to structural advantages: superior access to high-quality deals, the ability to invest across all stages, greater capacity for long-term bets and risk, and stronger negotiation power. These new funds are largely converging on key investment themes. The strongest consensus centers on next-generation on-chain financial infrastructure, including stablecoins, real-world asset (RWA) tokenization, prediction markets, and on-chain payments. VCs are focusing on projects with validated demand that can attract traditional finance flows. Another major focus is artificial intelligence (AI), particularly AI agents, as crypto seeks to position its open, composable networks as foundational infrastructure for the emerging AI economy. Ultimately, this wave of bear-market fundraising is a strategic wager on the next cycle. By deploying capital when valuations are lower and market noise is reduced, these top VCs aim to identify and back the foundational projects that will define the industry's future, betting on which companies will become the next generation of leaders.

marsbit05/08 05:49

Three Months of Raising $6 Billion in Funding: What Are the Leading Crypto VCs Betting On?

marsbit05/08 05:49

a16z Crypto: 9 Charts to Understand the Evolution of Stablecoins

Stablecoins are evolving from trading instruments to core financial infrastructure, driven by regulatory clarity and increased adoption. Key trends include accelerated growth following the U.S. GENIUS Act and the EU’s MiCA framework, which spurred non-USD stablecoin activity. Consumer-to-business transactions are growing fastest, doubling in 2025, while stablecoin card usage has surged. Velocity has nearly doubled since 2024, indicating active use rather than passive holding. Geographically, Asia dominates volume, led by Singapore, Hong Kong, and Japan. Notably, domestic transactions now account for nearly three-quarters of payments, highlighting stablecoins' role as local payment mediums on global infrastructure. Non-USD stablecoins, like Brazil’s BRLA, are also gaining traction. The data suggests stablecoins are becoming ubiquitous payment tools—global in design but increasingly local in practice.

marsbit04/25 09:25

a16z Crypto: 9 Charts to Understand the Evolution of Stablecoins

marsbit04/25 09:25

Crypto Reckoning? US Banks Urge Stricter AML And Sanctions Rules–Industry Pushes Back

A renewed push by the Bank Policy Institute (BPI) to tighten anti-money laundering (AML) and sanctions rules for cryptocurrencies has sparked debate between traditional banks and crypto advocates. BPI argues that crypto is increasingly used for illicit activities, citing data that illicit addresses received $154 billion in 2025. They call for Congress to impose bank-like compliance obligations on crypto firms to ensure fairness and protect national security. In response, Coinbase’s Chief Policy Officer Faryad Shirzad criticized BPI’s framing, noting that illicit activity represents less than 1.2% of total crypto volume—comparable to or lower than the estimated 2–5% of global GDP laundered through traditional finance. While acknowledging the need for regulation, Shirzad emphasized that crypto industry participants already invest in AML efforts and sanctions screening, and rejected the narrative that crypto is dominated by criminal use.

bitcoinist04/25 07:31

Crypto Reckoning? US Banks Urge Stricter AML And Sanctions Rules–Industry Pushes Back

bitcoinist04/25 07:31

Here’s Why Ethereum Is Gaining Recognition As The Core Settlement Layer For On-Chain Finance

Ethereum is increasingly recognized as the core settlement layer for on-chain finance, driven by a significant surge in network activity and stablecoin transfer volumes. Since early 2026, stablecoin transfers on Ethereum have increased by over 119.3%, with volumes consistently ranging between $500 billion and $900 billion and occasionally peaking at $1 trillion. This growth underscores Ethereum's capacity to handle large-scale financial transactions and reinforces its role in bridging traditional finance with blockchain infrastructure. Concurrently, Ethereum's price is at a critical juncture, trading near its Realized Price of $2,340—a historically significant level that has acted as a support floor for macro expansions. While the price recently dipped to $2,314, analysts suggest that holding above this level could signal a transition into a high-conviction bullish phase.

bitcoinist04/25 01:34

Here’s Why Ethereum Is Gaining Recognition As The Core Settlement Layer For On-Chain Finance

bitcoinist04/25 01:34

Transcending Cycles, Defining the Future: BIT Hosts Global Asset Strategy Sharing Session in Hong Kong, Exploring New Paradigms of Web3 and Traditional Markets

Amid a shifting global macroeconomic landscape, BIT, a global digital asset financial services group, hosted the "Global Asset Strategy Forum" in Hong Kong on April 22, 2026, under the theme "Transcending Cycles, Defining the Future." The event brought together industry leaders from financial institutions, crypto platforms, and professional service firms to explore new paradigms in Web3 and traditional markets. Key discussions centered on cross-market investment opportunities, regulatory pathways for compliant stablecoins, and the role of precious metals like gold and silver in the digital economy. BIT Founding Partner Cynthia Wu highlighted the institutionalization of the digital asset sector, noting its evolution from early retail-driven speculation to a phase marked by clearer regulation, the approval of spot ETFs, and the rise of Real-World Assets (RWA). She emphasized RWA’s role in bridging the gap between traditional finance and digital assets. Speakers observed a structural "reversal" between Web3 and traditional markets: Web3 is becoming more rational and profit-oriented, while traditional markets, especially U.S. equities driven by AI, are attracting concentrated capital and attention. The U.S. "Goldilocks" economic environment and AI commercialization were noted as key factors supporting risk assets. In stablecoin discussions, panelists emphasized the importance of regulatory compliance, asset-backed reserves, and transparency, noting that algorithmic stablecoins remain uncertain from a regulatory perspective. For RWA, gold was discussed as a macro-sensitive asset, with its value closely tied to interest rates, dollar strength, and geopolitical factors. The forum concluded that the digital asset industry is transitioning from narrative-driven growth to structure-driven, cross-market integration, with a focus on institutional participation and trust-based financial infrastructure. Disclaimer: This summary is for informational purposes only and does not constitute investment advice.

marsbit04/24 13:29

Transcending Cycles, Defining the Future: BIT Hosts Global Asset Strategy Sharing Session in Hong Kong, Exploring New Paradigms of Web3 and Traditional Markets

marsbit04/24 13:29

The Richest Fed Chair in History? Three Challenges Kevin Warsh Is About to Face

Kevin Warsh, nominated by Trump as the next Federal Reserve Chair, faces three major challenges as he prepares to take office. With a personal investment portfolio exceeding $130 million, including holdings in crypto protocols and public chains, he is set to become the wealthiest Fed chair in history. Warsh, known for his historically hawkish stance, has recently shifted his position, arguing that AI is a powerful deflationary force that could boost productivity. However, rising CPI and energy prices pose a risk to this outlook. He strongly defended Fed independence, stating that it is eroded not by political pressure but by the institution’s own missteps, such as blurring the lines between monetary and fiscal policy during the 2021-2022 inflation period. Additionally, Warsh advocates for significant balance sheet reduction while potentially cutting rates—a combination that markets find unsettling. He also proposes modernizing inflation measurement with real-time data, including stablecoins and on-chain pricing, to improve policy responsiveness. His confirmation is currently delayed due to a political investigation into current Chair Powell, adding uncertainty to his appointment.

marsbit04/24 00:36

The Richest Fed Chair in History? Three Challenges Kevin Warsh Is About to Face

marsbit04/24 00:36

a16z: How Blockchain Fills the Gaps in AI Agent Identity, Payments, and Trust?

AI Agents are rapidly evolving from tools into autonomous economic participants, but they lack standardized ways to prove identity, authorization, and payment across environments. Blockchain infrastructure addresses these gaps by providing portable identities via wallets, programmable payments through stablecoins, and auditable transaction records on public ledgers. Key challenges include the absence of a universal identity layer (like "KYA" – Know Your Agent) for non-human entities, governance risks when AI systems control critical resources, and the need for trustless payment systems for agent-to-agent commerce. Emerging solutions include on-chain agent registries, encrypted credentials, and crypto-native toolkits that enable delegated authority and verifiable execution. Stablecoins and embedded payment protocols (e.g., x402) are enabling a new class of "headless merchants" where agents transact without human intervention. Trust shifts from manual oversight to cryptographic verification, as scalability demands automated accountability. Ultimately, blockchain allows agents to operate as permissionless economic actors while preserving user control through programmable constraints and transparent governance.

marsbit04/23 10:39

a16z: How Blockchain Fills the Gaps in AI Agent Identity, Payments, and Trust?

marsbit04/23 10:39

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