# Stablecoins Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Stablecoins", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Bitcoin Wins AI ‘Best Money’ Vote: Anthropic Leads, OpenAI Lags

Bitcoin was selected as the top monetary instrument in an experiment by the Bitcoin Policy Institute (BPI), which prompted 36 AI models from six providers to act as autonomous economic agents. The models evaluated monetary roles—store of value, medium of exchange, unit of account, and settlement—across 9,072 neutral, open-ended scenarios. Bitcoin received 48.3% of all responses, followed by stablecoins at 33.2%. Fiat and bank money accounted for only 8.9%. In long-term store-of-value contexts, Bitcoin dominated with 79.1%, while stablecoins led in everyday payment scenarios at 53.2%, suggesting a “two-tier” monetary system: Bitcoin for savings, stablecoins for spending. Anthropic’s models showed the strongest preference for Bitcoin (68.0% on average), while OpenAI’s models were least likely to choose it (25.9%). The study highlights Bitcoin’s perceived advantages, such as its capped supply and predictable monetary policy, and suggests that AI agents may drive future demand for Bitcoin-native infrastructure.

bitcoinistYesterday 05:02

Bitcoin Wins AI ‘Best Money’ Vote: Anthropic Leads, OpenAI Lags

bitcoinistYesterday 05:02

SEC vs CFTC: Which Agency Will the 'CLARITY Act' Empower to Hold the 'Power of Death' Over the Crypto World?

The CLARITY Act (Digital Asset Market Clarity Act of 2025) aims to resolve long-standing uncertainties in U.S. cryptocurrency regulation by clearly defining digital assets and assigning regulatory authority between the SEC and CFTC. Under the bill, most digital commodity tokens would fall under CFTC oversight for spot trading, while the SEC would retain authority over primary market offerings, disclosures, and investor protection. The legislation establishes standardized disclosure requirements, sets registration and operational rules for intermediaries, and introduces the concept of a "mature" blockchain—networks that can transition to lighter-touch CFTC regulation once sufficiently decentralized. It does not cover stablecoins, which are addressed separately under the GENIUS Act. Despite bipartisan House approval in 2025, the bill faces ongoing debate in the Senate over issues like DeFi applicability and investor safeguards. If enacted, it would mark the first comprehensive federal framework for digital asset market structure in the U.S.

marsbitYesterday 03:21

SEC vs CFTC: Which Agency Will the 'CLARITY Act' Empower to Hold the 'Power of Death' Over the Crypto World?

marsbitYesterday 03:21

Sanctioned entities moved $104B through crypto in 2025: Report

Sanctioned entities moved approximately $104 billion through cryptocurrency in 2025, accounting for about two-thirds of the $154 billion in total illicit crypto activity that year, according to a Chainalysis report. Sanctions-related crypto activity surged 694% year-over-year, driven by entities linked to Russia, Iran, and North Korea. Stablecoins dominated illicit flows, representing 84% of transaction volume. Despite record figures, illicit activity remains below 1% of total global cryptocurrency transactions. The report also notes increased sophistication among criminal networks using cross-chain swaps and laundering services to obscure funds.

ambcrypto2 days ago 21:52

Sanctioned entities moved $104B through crypto in 2025: Report

ambcrypto2 days ago 21:52

Eric Trump Goes to War With Big Banks Over ‘Anti‑American’ Crypto Lobbying

Eric Trump has publicly criticized major U.S. banks, including JPMorgan Chase, Wells Fargo, and Bank of America, accusing them of pursuing an "anti-American" agenda by lobbying against crypto and stablecoins. He claims these institutions are trying to block Americans from earning higher yields on savings—often 4–5% in crypto platforms—to protect their low-interest monopoly and prevent deposit flight. According to Trump, banks are supporting bills like the Clarity Act to restrict yields and rewards on stablecoins, undermining competition and consumer freedom. He argues this contradicts American ideals and reflects the banking industry's panic over losing dominance in digital finance. The conflict centers on the GENIUS Act, which allowed stablecoins but banned interest payments, and the proposed Clarity Act, which aims to further limit yields.

bitcoinist2 days ago 21:30

Eric Trump Goes to War With Big Banks Over ‘Anti‑American’ Crypto Lobbying

bitcoinist2 days ago 21:30

After the Secret Meeting, Why Did Trump Aim His Fire at Banks?

President Trump met privately with Coinbase CEO Brian Armstrong, after which he publicly criticized major banks on Truth Social. Trump accused the banks of trying to undermine the pro-crypto GENIUS Act and called for the advancement of the CLARITY Act, arguing that Americans should earn more from their money and that the crypto agenda should not be blocked. The meeting, first reported by Politico, occurred shortly before Trump's social media post, revealing a direct link between the private discussion and his public stance. The key legislative conflict involves a stalled crypto market structure bill. Banks warn that interest-bearing stablecoins could erode deposits and lending capacity, while crypto firms, including Coinbase, argue that the GENIUS Act rightly allows consumers to earn rewards from stablecoin holdings. JPMorgan CEO Jamie Dimon stated that stablecoin issuers paying interest should be regulated like banks, a claim countered by crypto advocates who emphasize that the GENIUS Act prohibits such issuers from lending or rehypothecating underlying funds. Following these developments, crypto-related stocks, including Coinbase (COIN), saw significant gains amid a broader market rally.

比推2 days ago 13:39

After the Secret Meeting, Why Did Trump Aim His Fire at Banks?

比推2 days ago 13:39

SEC plans ‘token taxonomy’ for crypto assets even if CLARITY Act fails

U.S. regulators are advancing crypto guidelines independently of the stalled CLARITY Act. The SEC is developing a 'token taxonomy' to clarify how federal securities laws apply to crypto assets, providing regulatory obligations for firms and investors. Simultaneously, the CFTC is proposing rules for prediction markets and plans to issue guidance on crypto perpetual contracts. These efforts aim to establish enforceable frameworks even without broader legislation, as bipartisan support for the CLARITY Act remains uncertain due to disputes over stablecoin regulations.

ambcrypto2 days ago 11:17

SEC plans ‘token taxonomy’ for crypto assets even if CLARITY Act fails

ambcrypto2 days ago 11:17

Farewell to the 'Casino' Mindset: The Next Wave of Crypto Applications Should Aim for Mass Adoption

The article argues that by 2026, the crypto industry will shift from being a speculative casino to providing "crypto as a service," focusing on mass adoption by solving real-world problems while making the underlying blockchain technology invisible to users. Key trends include crypto's structural advantage of 24/7 market operation, Asia's growing role in areas like cross-border stablecoin payments and asset tokenization, and the rise of practical applications. Examples include Novig, which uses a decentralized order book to improve sports betting odds; Based, a consumer super app that abstracts away complex blockchain interactions; and Doppler, an infrastructure for secure asset issuance. The core advice for builders is to prioritize solving customer problems over showcasing technology, as true adoption occurs when the tech becomes so seamless that users don't notice it.

marsbit2 days ago 09:19

Farewell to the 'Casino' Mindset: The Next Wave of Crypto Applications Should Aim for Mass Adoption

marsbit2 days ago 09:19

Crypto Under Siege? Trump Says Banks Are Trying To Kill It

Coinbase CEO Brian Armstrong has accused major US banks of attempting to undermine proposed crypto legislation, specifically the GENIUS Act, by pushing for restrictive terms. The conflict centers around rules for stablecoins, particularly whether holders can earn interest and how banks would be involved. Former President Donald Trump amplified the issue on Truth Social, warning that such actions could drive crypto firms overseas. Negotiations in the Senate Banking Committee have stalled due to industry pushback and disputes over regulatory control, with custody and yield being key sticking points. Both sides are engaged in a public political fight, with crypto firms warning of lost competitiveness and banks advocating for stronger oversight and protections.

bitcoinist2 days ago 08:32

Crypto Under Siege? Trump Says Banks Are Trying To Kill It

bitcoinist2 days ago 08:32

Western Union launches USDPT on Solana: March rally for SOL?

Western Union has launched a new stablecoin, USDPT, on the Solana blockchain, signaling strong institutional confidence in the network’s capabilities. This partnership enhances Western Union’s position in the stablecoin market by enabling efficient cross-border transactions. The development comes amid growing stablecoin ecosystem on Solana, with Grayscale reporting a record $650 billion in stablecoin volume in February—even as SOL’s price declined. Increased stablecoin activity, including Circle minting $1 billion USDC on Solana, points to strong underlying liquidity and on-chain demand. This liquidity surge may position Solana for a potential rally in March, especially if market sentiment remains positive. The network’s deepening capital flows and institutional backing strengthen its long-term fundamentals despite regulatory and competitive pressures.

ambcrypto2 days ago 08:02

Western Union launches USDPT on Solana: March rally for SOL?

ambcrypto2 days ago 08:02

The Real Opportunity for Stablecoins Is Not to Replace Visa

Stablecoins are not positioned to replace major card networks like Visa or Mastercard, but rather to serve emerging types of merchants that traditional payment systems cannot yet underwrite. While card networks offer essential features like unsecured credit, fraud protection, and chargebacks—which stablecoins currently lack—their real opportunity lies in filling a critical infrastructure gap. The rise of AI-powered tools is rapidly creating a class of "vibe coders" and micro-scale API services that operate without traditional business structures, websites, or long-term operational history. These entities struggle to access card payment systems due to stringent risk assessment requirements. Stablecoins provide a solution by enabling direct, irreversible payments without intermediaries, merchant accounts, or underwriting. This dynamic mirrors historical shifts where new payment methods (like PayPal) emerged to serve previously unbankable merchants. Stablecoins don't compete with cards; they offer a viable alternative where traditional systems are absent. The future of payments will likely see card networks continuing to dominate established commerce, while stablecoins catalyze new business models in the risk gap that traditional providers have yet to close.

marsbit2 days ago 05:40

The Real Opportunity for Stablecoins Is Not to Replace Visa