# Regulation Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Regulation", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Vancouver Mayor’s Bitcoin Reserve Dream Hits Legal Wall

Vancouver city staff have recommended that Mayor Ken Sim's Bitcoin motion be dropped, citing that Bitcoin is not an allowable investment asset under the Vancouver Charter. The motion, passed in December 2024, aimed to explore accepting BTC payments and creating a Bitcoin reserve for city funds. However, provincial legislation does not recognize cryptocurrency as a valid payment method or permitted reserve asset. Staff have advised concluding the initiative to align with legal and financial priorities. The council will review the recommendation on March 10, forcing Mayor Sim to decide whether to defend or abandon his proposal.

bitcoinist2h ago

Vancouver Mayor’s Bitcoin Reserve Dream Hits Legal Wall

bitcoinist2h ago

‘Unlock for tokenization? ’- OCC clarifies capital rules for tokenized securities

U.S. banking regulators, including the OCC, Federal Reserve, and FDIC, have jointly clarified that tokenized securities will receive the same capital treatment as traditional securities, emphasizing a technology-neutral approach. This means tokenized stocks can serve as collateral if they meet bank criteria. Industry leaders hailed the move as a significant unlock for tokenization, laying groundwork for on-chain capital markets. Adoption has surged, with a 47% increase in holders to 184k in early 2026 and market cap exceeding $1 billion. However, aspects like settlement and custody rules remain unresolved, and tokenized securities remain a point of contention in broader crypto legislation.

ambcrypto2h ago

‘Unlock for tokenization? ’- OCC clarifies capital rules for tokenized securities

ambcrypto2h ago

6% Annualized Return: Musk Declares War on Traditional Banks

Elon Musk's X platform has launched "X Money," a financial product offering a 6% annual percentage yield (APY) on deposits, directly challenging traditional banks that offer near-zero rates. The product includes a metal debit card engraved with the user’s X handle, integrates with Visa Direct for instant transfers, and provides FDIC insurance up to $250,000 via Cross River Bank. The high yield is enabled by a low-cost, digital-native model without physical branches, leveraging X's over 500 million monthly active users. X Money threatens traditional banks, payment intermediaries like PayPal, and remittance services by potentially diverting deposits and reducing transaction fees. Regulatory hurdles remain, including pending approval in New York and compliance with the GENIUS Act, which prohibits stablecoin-related yields. The service is further integrated with Grok, X’s AI, aiming to offer real-time financial advice and seamless transactions within the platform. Success depends on regulatory clearance and effective execution, positioning X Money as a potential U.S. super-app akin to WeChat Pay.

比推6h ago

6% Annualized Return: Musk Declares War on Traditional Banks

比推6h ago

Coinbase Board, Including CEO Brian Armstrong, Faces New Lawsuit

Coinbase, its board, and CEO Brian Armstrong face a shareholder derivative lawsuit alleging breaches of fiduciary duty and federal securities law violations from 2021 to 2023. The complaint claims the company made false and misleading statements regarding the safety of retail customer assets in bankruptcy, securities compliance, and anti-money laundering controls. It cites a $100 million NYDFS settlement over inadequate KYC and transaction monitoring systems, which allegedly allowed criminal activity. The suit seeks damages for regulatory penalties, legal costs, and reputational harm, plus restitution from executives and corporate governance reforms.

bitcoinist8h ago

Coinbase Board, Including CEO Brian Armstrong, Faces New Lawsuit

bitcoinist8h ago

US Watchdogs Submit Crypto, Prediction Markets Rule Plans For White House Review

US financial regulators, the SEC and CFTC, have submitted rule proposals to the White House for review, aiming to regulate crypto assets and prediction markets. The SEC’s proposal focuses on applying federal securities laws to crypto assets, potentially establishing a taxonomy for clearer classification and oversight. The CFTC also advanced a rulemaking notice for prediction markets, seeking to set clear standards. Both agencies are collaborating under "Project Crypto" to ensure coherent regulation, prevent market fragmentation, and encourage innovation within U.S. jurisdiction. Officials emphasized the need for clear rules to avoid driving markets offshore.

bitcoinist10h ago

US Watchdogs Submit Crypto, Prediction Markets Rule Plans For White House Review

bitcoinist10h ago

SEC ends fraud case against Justin Sun after $10M settlement

The U.S. SEC has dismissed its fraud case against Justin Sun and his companies, Tron Foundation and BitTorrent Foundation, following a $10 million settlement. Sun agreed to pay the civil fine for violating federal securities laws, and the remaining claims were dismissed with prejudice. The lawsuit, filed in 2023, accused Sun of market manipulation and selling unregistered securities. The case was paused after President Trump took office in 2025 and reversed many prior SEC enforcement actions. While Sun welcomed the resolution, critics, including Senator Elizabeth Warren, condemned the settlement as a "pay-to-play" move, citing Sun's ties to a Trump-backed crypto firm. TRX price showed no immediate reaction.

ambcrypto13h ago

SEC ends fraud case against Justin Sun after $10M settlement

ambcrypto13h ago

RWA Weekly: Republicans Urge Senate to Adopt House Crypto Bill, EU's 12-Bank Alliance Qivalis Plans to Launch Euro Stablecoin

RWA Weekly Digest: March 6, 2026 The RWA sector continues to grow, with the total on-chain market cap reaching $26.52 billion. The stablecoin market cap saw a slight increase to $299.09 billion, marking two consecutive months of growth, while monthly active addresses rose to 53.48 million. Key regulatory developments include the U.S. Fed affirming a "technology-neutral" capital treatment for tokenized securities, and a U.S. Senate housing bill that included a temporary ban on a CBDC until 2030. The OCC issued rules limiting indirect interest payments on stablecoins. Japan's central bank announced plans to conduct trials for blockchain-based settlements. Significant project launches highlight the trend of traditional finance moving on-chain. A coalition of 12 EU banks, named Qivalis, plans to launch a MiCA-compliant euro stablecoin in the second half of the year. Germany's AllUnity expanded its offerings with a Swiss franc-pegged stable币, CHFAU. The Canadian government, alongside TD Bank, successfully piloted a C$100 million blockchain bond. In payments, Visa and Stripe are planning to expand their stable币 card issuance to over 100 countries. Western Union partnered with Crossmint to launch its USDPT stable币 on Solana. Funding activity remained strong. ARQ raised $70 million to expand its stablecoin-based financial applications in Latin America. QFEX secured $9.5 million in seed funding to launch a high-leverage RWA trading platform. Tether made a strategic investment in Axiym to integrate USDT into compliant payment networks. The European Central Bank issued a warning that widespread stable币 adoption, particularly of those pegged to foreign currencies like the USD, could pose significant risks to monetary policy and the banking system. Analysis from TD Cowen suggested that banks might lose the political battle over stable币 yield payments, though prolonged debate could jeopardize broader crypto legislation in the U.S.

marsbit14h ago

RWA Weekly: Republicans Urge Senate to Adopt House Crypto Bill, EU's 12-Bank Alliance Qivalis Plans to Launch Euro Stablecoin

marsbit14h ago

6% Annual Yield: Musk Declares War on Traditional Banks

Elon Musk's X Money, a new financial product, offers a 6% annual percentage yield (APY) on deposits, a rate 600 times higher than traditional U.S. banks like JPMorgan Chase. The product includes a laser-engraved metal debit card linked to users' X handles, instant Visa Direct settlements, zero foreign transaction fees, and FDIC insurance up to $250,000 via Cross River Bank. The high yield is enabled by a low-cost, cloud-native infrastructure without physical branches, leveraging X's over 500 million monthly active users for near-zero customer acquisition costs. This model threatens traditional banks' profit margins, payment intermediaries like PayPal, and remittance services by potentially creating a closed-loop financial ecosystem within X. Key regulatory challenges include pending money transmitter licenses in New York, allegations of data misuse, and compliance with the GENIUS Act, which prohibits stablecoin issuers from paying yields. Integration with AI system Grok aims to transform X into an AI-driven wealth management and content-monetization platform. If successful, X Money could become a U.S. version of China's super-apps like WeChat Pay, though regulatory hurdles may limit its impact. The outcome could significantly disrupt traditional banking and payment industries.

marsbit15h ago

6% Annual Yield: Musk Declares War on Traditional Banks

marsbit15h ago

SEC vs CFTC: Which Agency Will the 'CLARITY Act' Empower to Hold the 'Power of Death' Over the Crypto World?

The CLARITY Act (Digital Asset Market Clarity Act of 2025) aims to resolve long-standing uncertainties in U.S. cryptocurrency regulation by clearly defining digital assets and assigning regulatory authority between the SEC and CFTC. Under the bill, most digital commodity tokens would fall under CFTC oversight for spot trading, while the SEC would retain authority over primary market offerings, disclosures, and investor protection. The legislation establishes standardized disclosure requirements, sets registration and operational rules for intermediaries, and introduces the concept of a "mature" blockchain—networks that can transition to lighter-touch CFTC regulation once sufficiently decentralized. It does not cover stablecoins, which are addressed separately under the GENIUS Act. Despite bipartisan House approval in 2025, the bill faces ongoing debate in the Senate over issues like DeFi applicability and investor safeguards. If enacted, it would mark the first comprehensive federal framework for digital asset market structure in the U.S.

marsbit18h ago

SEC vs CFTC: Which Agency Will the 'CLARITY Act' Empower to Hold the 'Power of Death' Over the Crypto World?

marsbit18h ago

Justin Sun, Tron Entities Reach Settlement With US SEC, $10M Fine Imposed

The US SEC has settled its civil fraud case against Tron founder Justin Sun and related entities, including the Tron Foundation, BitTorrent Foundation, and Rainberry. As part of the settlement, Rainberry will pay a $10 million civil penalty and is permanently enjoined from violating securities laws. The SEC has dismissed all claims against Sun, the Tron Foundation, and the BitTorrent Foundation. The case, filed in March 2023, alleged unregistered sales of TRX and BTT tokens, artificial inflation of trading volumes, and concealed payments to celebrity endorsers. Despite the legal resolution, TRX's price remained around $0.28.

bitcoinist20h ago

Justin Sun, Tron Entities Reach Settlement With US SEC, $10M Fine Imposed