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HTX Trading ChampionshipUP: The First New Token Bank for StablecoinsKGST: KGS-Pegged Stablecoin for Kyrgyzstan 分析师：对稳定币挂钩存款外逃的担忧毫无根据 斯蒂芬·甘德尔认为，稳定币奖励不会危及银行体系，对存款外逃的估计过高。尽管如此，他也承认，由于银行将被迫支付更高的利率，其股权回报可能

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分析师：对稳定币挂钩存款外逃的担忧毫无根据


斯蒂芬·甘德尔认为，稳定币奖励不会危及银行体系，对存款外逃的估计过高。尽管如此，他也承认，由于银行将被迫支付更高的利率，其股权回报可能会受到影响。


分析师：银行对稳定币奖励挂钩存款外逃的估算存在缺陷


CLARITY法案中关于稳定币奖励的讨论引发了银行的担忧，他们声称这些奖励可能会危及信贷体系。


据美国银行首席执行官布莱恩·莫伊尼汉称，由于客户寻求通过在加密货币交易所托管稳定币来获得更高收益，银行可能会损失高达6万亿美元的存款。


资深金融分析师兼记者斯蒂芬·甘德尔声称，银行的论点毫无根据，因为根本不可能将存款完全从系统中撤出。


 他解释道：


“流入稳定币的资金并不会凭空消失——它会进入储备资产，例如国库券或银行账户。”


这意味着，每当稳定币发行方购买美国国债以支持其发行时，出售这些债券的一方账户中就会有额外的现金。这样一来，资金就只是在不同的资产间转移而已。


甘德尔承认，各家银行将不得不支付更高的成本来控制储户的资金，这可能会影响其商业模式的盈利能力。他声称，即使利率提高1%，1600家全国性银行仍能获得两位数的收益，而且即便如此，美国仍将是拥有最多银行的国家。


“银行业在货币市场基金出现后幸存了下来，即使许多规模较小的区域性贷款机构未能幸免。储户也因此受益匪浅。如果稳定币流行起来，情况可能也是如此。”他总结道。


 尽管稳定币发行方已被禁止直接向持有者提供奖励，但第三方仍然可以这样做。银行认为这是一个漏洞，并正积极试图通过在《CLARITY法案》中加入相关条款来堵住它。


然而，由于银行和加密货币行业在这一问题上缺乏妥协，该法案的进展陷入停滞。


常见问题解答


银行对《CLARITY法案》中关于稳定币奖励的问题提出了哪些担忧？


银行认为，允许稳定币奖励可能会导致高达6万亿美元的存款损失，因为客户会寻求从加密货币交易所获得更高的收益。


金融分析师斯蒂芬·甘德尔如何看待银行的担忧？


甘德尔认为银行的担忧毫无根据，他指出，资金转移到稳定币并不会消失，而是会重新分配到国库券或银行账户等资产中。


转向稳定币会对各个银行产生哪些影响？


 尽管银行可能需要提高利率以留住客户，但甘德尔认为，即使利率仅上涨 1%，许多全国性银行仍能蓬勃发展。


关于稳定币奖励的《CLARITY 法案》目前进展如何？


由于银行和加密货币行业在如何管理稳定币奖励以及相关漏洞方面存在分歧，该法案目前处于停滞状态。

分析师：对稳定币挂钩存款外逃的担忧毫无根据

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XRP Plunges to Multi-Month Low of $1.52 Amid Middle East Tensions

$XRP fell to $1.52 on Feb. 2, its lowest since December 2024, before recovering to around $1.60 amid a broader crypto sell‑off driven by Middle East tensions.

Erosion of the New Year Bullish Narrative

$XRP tumbled to a fresh multi-month low Feb. 2 as the cryptocurrency market grappled with a sell-off initially triggered by geopolitical tensions in the Middle East. Market data shows $XRP briefly plunged to $1.52, its lowest valuation since early December 2024. The asset has since recovered a portion of those losses, trading near $1.60 as of 5 a.m. EST.

While $XRP’s 24-hour decline sits at approximately 3%, recent volatility has pushed its weekly losses to 14.5%, dragging its market capitalization below $97 billion. This double-digit weekly slide aligns with the performance of other high-cap altcoins, many of which saw corrections between 10% and 20%. According to Coingecko data, the broader market rout briefly pushed the total altcoin market capitalization below the $1 trillion threshold.

Although $XRP’s price action on Monday mirrored the systemic weakness across the broader crypto landscape, its persistent downtrend throughout January has significantly soured the technical outlook. The year opened with a definitive show of strength; $XRP ignited a rapid ascent from $2 to $2.40 within a mere 96-hour window. This vertical move initially convinced market participants that the asset was primed to retest its historic all-time high of $3.65 established in July 2025.



XRP Plunges to Multi-Month Low of $1.52 Amid Middl

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All this buying... ...comes at a time of shaky footing for BTC. For the first time in its history, Bitcoin posted losses in both January and February of the same year. According to CoinGlass, BTC fell

All this buying...
...comes at a time of shaky footing for BTC.
For the first time in its history, Bitcoin posted losses in both January and February of the same year. According to CoinGlass, BTC fell by over 10% in January and another 13% in February 2026.
Since Bitcoin has performed better during these months in recent years, this is concerning.
Reassurance despite losses
Strategy reported a massive $12.4 billion loss in Q4 2025, which sent its stock down by around 17%. Still, the firm moved quickly to calm concerns.
In a recent update on X, the company said it could survive even if Bitcoin falls as low as $8,000.
MSTR's Bitcoin reserves would apparently still be enough to cover its debt, thanks to its strong balance sheet and staggered debt timelines.
The company has also announced plans to gradually convert some of its debt into equity to reduce pressure.
Final Summary
Michael Saylor hints at more Bitcoin buys.
Strategy's holding stands at 714,644 BTC, and it can survive an $8K crash.

All this buying......comes at a time of shaky fo

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為什麼 Shiba Inu 的 0.0000067 美元支撐位如此重要？

Shiba Inu 近期價格下跌後，目前交易價格略低於一個關鍵支撐位，該支撐位對其未來的走勢至關重要。

2 月初，這種以狗為主題的加密貨幣，像大多數其他加密貨幣一樣，跌破了 10 月 10 日的低點。尤其是在兩週前，SHIB 跌至 0.00000507 美元，創下歷史新低。

然而，Shiba Inu 此後展現出了韌性。儘管價格有所回升，但仍低於一個關鍵需求區域，這可能會對其價格走勢產生重大影響。

重點

Shiba Inu 近期價格下跌後，目前交易價格略低於一個關鍵支撐位，該支撐位對其未來的走勢至關重要。

尤其是在兩週前，SHIB 跌至 0.00000507 美元，創下歷史新低。

儘管SHIB價格已回升至較高水平，但仍低於關鍵需求區域，這可能會對其價格走勢產生重大影響。

0.0000067美元的前支撐位至關重要，因為該價位先前曾是SHIB在高時間範圍內的價格支撐位。

由於SHIB距離支撐位不足1%，反彈將為價格進一步上漲鋪路。

為什麼 Shiba Inu 的 0.0000067 美元支撐位如此重要？

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How Bitcoin companies are weathering macro FUD
Macro FUD hasn’t spared Bitcoin.

After a mid-January rally to $97k, BTC has slipped back to $88k, leaving January’s ROI at just 1.5%, marking the weakest start to a year in two years, with investors clearly cautious amid AI-driven capital rotation.

From a technical view, this put recent accumulation by Bitcoin companies under pressure.

ABTC, for example, is now sitting on roughly $100 million in unrealized losses since its September purchases at around $105k.

According to AMBCrypto, this is where Ethereum [ETH] staking comes into play.

Lookonchain flagged that Bitmine [BMNR] staked another 113,280 ETH, bringing its total to 2,332,051 ETH, representing 55% of its holdings.

Taken together, accumulation by Bitcoin companies and Ethereum staking, which has reached an all-time high of 36 million ETH, or 30.6% of total supply, sets a clear precedent for absorbing macro FUD.

Beyond that, however, it’s laying the foundation for the market to remain resilient amid AI-driven rotation, especially with major Bitcoin companies like American Bitcoin showing strong backing and long-term conviction.

As a result, it reinforces confidence in U.S. President Donald Trump’s “crypto capital” vision, as Bitcoin companies like ABTC, backed by the Trump family, quietly continue to build their treasuries.

Final Thoughts
Bitcoin companies like ABTC are showing strong long-term conviction, quietly building treasuries even amid macro FUD.
Ethereum staking has hit record highs, and combined with BTC accumulation, these moves reinforce market resilience and confidence in the “crypto capital” vision

How Bitcoin companies are weathering macro FUD Ma

Harvard University, through its management company, has trimmed its stake in BlackRock’s iShares Bitcoin Trust Holdings (IBIT). This move has drawn conversations about a waning shift in corporate adop

Harvard Trims Bitcoin ETF Stake by 21%, Buys Ethereum Instead

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Leveling fieldLong-term network growth Advertisement Over the past month, there has been a noticeable increase in activity on XRP Ledger, with an average of about 20% more transactions processed per ledger. At a time when market participants are closely monitoring XRP's wider recovery attempts, this growth suggests renewed increase in network usage, which could point to better liquidity conditions and stronger infrastructure utilization.Leveling fieldAccording to on-chain data, the transaction density per ledger increased gradually between the middle of January and the beginning of February before leveling off at higher levels. More transactions per ledger typically mean that settlement flows are more active, and that the network is used more frequently for payments, transfers and liquidity.XRP/USDT Chart by TradingViewThe price performance of XRP, however, paints a contradictory picture. A recent steep sell-off in XRP caused the price to momentarily drop below important technical support on the chart, before buyers intervened to produce a relief bounce.  HOT Stories Morning Crypto Report: Europe Leads Ripple USD Activity on XRP Ledger, Dormant Ethereum Wallet With 6,335x Profit Fails 1 ETH Deposit, Solana Records $31 Million Weekly ETF Inflows Amid 'Buoyant' Sentiment 50 Million XRPs Sold in Less Than 24 Hours Even after a short-term recovery, the asset is still trading below major moving averages, indicating that broader bearish pressure is still present. The asset has since stabilized around the $1.45-$1.50 region. Advertisement You Might Also Like Sun, 02/15/2026 - 08:16 SBI Doesn't Hold $10B in XRP, CEO Says ByAlex Dovbnya Although network usage is improving, the discrepancy between weaker price action and increasing on-chain activity indicates that speculative sentiment on the spot and derivatives markets is still cautious. Even when short-term t

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2026 年 XRP 价格预测：瑞波币能否翻倍？ 尽管一些乐观的预测将 XRP 的价格推高至 9.8 美元，但最普遍的 2026 年价格预测则将其定在 3.70 美元至 5.00 美元之间。如果势头持续，这意味着其价格区间将大致翻一番。 瑞波币的优势在于其持续的监管透明度和广泛的市场采用，这使其支付渠道不断扩展。即便如此，分析师警告称，市场仍然脆弱。在任何长期反弹形成之前，更广泛的回调可能会在短期内拖累 XRP 的走势。

<div><span style="font-size: 15px;">2026 年 XRP 价格预测：瑞波币能否翻倍？</span></div><div><span style="font-size: 15px;"><br /></span></div><div><span style="font-size: 15px;">尽管一些乐观的预测将 XRP 的价格推高至 9.8 美元，但最普遍的 2026 年价格预测则将其定在 3.70 美元至 5.00 美元之间。如果势头持续，这意味着其价格区间将大致翻一番。</span></div><div><span style="font-size: 15px;"><br /></span></div><div><span style="font-size: 15px;">瑞波币的优势在于其持续的监管透明度和广泛的市场采用，这使其支付渠道不断扩展。即便如此，分析师警告称，市场仍然脆弱。在任何长期反弹形成之前，更广泛的回调可能会在短期内拖累 XRP 的走势。</span><div style="overflow: hidden; border-radius: 16px;"><img src="https://d1x7dwosqaosdj.cloudfront.net/images/2025-08/daacac9614bb44f0ae4433a9866f9ecc.jpeg" alt="1000054566" style="margin-top: 10px; margin-bottom: 10px; width: 361.727px; height: auto; border-radius: 16px;" /></div></div><div><br /></div>

2026 年 XRP 价格预测：

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2026 年 XRP 价格预测：

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