How a new U.S. bill could let you use Bitcoin for home loans

A new U.S. bill might finally make your crypto count in mortgage checks.

• Despite a rocky crypto week in Washington, a new mortgage bill signals a step toward legitimizing Bitcoin in traditional lending. At the same time, nations such as El Salvador and Pakistan are embracing cryptocurrency on a national level.

Following a disappointing start to the much-anticipated ‘Crypto Week’ in Washington, marked by the failure of a key procedural vote, lawmakers are still pushing forward with fresh proposals.

One notable development came from Representative Nancy Mace of South Carolina, who introduced a new bill, H.R. 4374, on 14th July 2025.