X Money to launch ‘external beta’ soon, but will it have crypto support?

ambcryptoPublicado a 2026-02-12Actualizado a 2026-02-12

Resumen

Elon Musk announced that X Money, the upcoming payment platform for X (formerly Twitter), will enter an external beta phase within the next one to two months. The platform aims to become a central hub for all monetary transactions as part of Musk's plan to transform X into a super app. While specifics remain scarce, speculation is growing about potential cryptocurrency integration, fueled by Musk’s pro-crypto history, Tesla’s Bitcoin holdings, and industry trends toward stablecoins. However, no official confirmation of crypto support has been provided. Major partners like Visa are already involved, and the platform is expected to support P2P payments, debit cards, and bank transfers.

The long-awaited X Money could soon be available for every X (formerly Twitter) user. At a recent company event, Elon Musk announced that X Money will enter a limited “external beta” in the next one to two months, before being rolled out worldwide to X users.

He added,

“X Money is intended to be where all the money is, the central source of all monetary transactions. It’s really going to be a game-changer.”

Currently, the payment platform is being tested internally in closed beta. This is Musk’s broader plan to turn X into an “everything” super app, similar to China’s WeChat. He believes that the planned integrations with other X services will eventually make the platform hit over 1 billion daily users.

Will X Money support crypto?

However, the specifics of the X Money have remained scanty. As a pro-crypto backer of projects like Dogecoin [DOGE], the crypto community has been rife with speculation about what the upcoming payment platform means for the sector.

In early 2025, X Money announced integration with Visa, stating that it would allow peer-to-peer (P2P) payments, debit card support, instant funding into the X Money account, and bank transfers.

Currently, major payment players, including PayPal’s Venmo, Block Inc.’s Cash App, and JPMorgan Chase’s Zelle, support free P2P transfers, but all have integrated stablecoins. Even Stripe, one of X’s partners, is fully leaning into stablecoins.

In fact, nearly all TradFi players have included crypto rails, especially for cross-border and international transfers. Apart from tipping and incentivising its social media users, X Money is eyeing the international transfers market and may be forced to adapt to the ongoing changes.

Besides, Musk has experience in the payments space, having been a former co-founder at PayPal. And, his Tesla still holds over 11,000 Bitcoin, further fueling the speculation that the X Money platform may feature crypto support.

Interestingly, former White House Communications Director and crypto investor, Antony Scaramucci, also fanned the rumours. He stated that the platform could likely include crypto.

“And I do think that you will see X-XL whatever you want to call that conglomeration, he’s going to build a super app there, and I think he’s going to be using crypto.”

He added that whatever Musk is building will be impactful.

“Will it be his own coin, the way Telegram is doing it? Will it be a stablecoin? It will be something. I don’t know what it will be, but it will be something.”

However, as of press time, no crypto support had been publicly confirmed for the X Money platform.

Final Thoughts

Elon Musk announced that X Money in “closed beta” internal testing and will soon begin external testing in the next 1-2 months.
No public confirmation of crypto support for the platform despite ongoing speculations.

Preguntas relacionadas

QWhen is X Money expected to launch its external beta?

AElon Musk announced that X Money will enter a limited external beta in the next one to two months.

QWhat is the ultimate goal of X Money according to Elon Musk?

AMusk stated that X Money is intended to be the central source of all monetary transactions and a game-changer, as part of his plan to turn X into an 'everything' super app.

QHas X Money publicly confirmed support for cryptocurrencies?

AAs of press time, no crypto support had been publicly confirmed for the X Money platform.

QWhich major company did X Money partner with for integration in early 2025?

AIn early 2025, X Money announced integration with Visa, which will allow peer-to-peer payments, debit card support, instant funding, and bank transfers.

QWhat evidence suggests that Elon Musk might include crypto in X Money?

AMusk is a pro-crypto backer of Dogecoin, his company Tesla still holds over 11,000 Bitcoin, and former White House Communications Director Antony Scaramucci speculated that Musk's super app would use crypto, though nothing is confirmed.

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