Sber Issues First Cryptocurrency-Backed Loan

RBK-cryptoPublicado a 2025-12-26Actualizado a 2025-12-26

Resumen

Sberbank has conducted a pilot transaction by issuing a loan to the Russian mining company "Intellion," using the miner's own cryptocurrency as collateral. The bank utilized its proprietary cryptocurrency storage solution, which incorporates the "Rutoken" hardware system. Sberbank estimates that such a product will be relevant not only for miners but also for any companies holding crypto assets. Earlier, Anatoly Popov, Deputy Chairman of Sberbank's Management Board, stated in an interview that the bank already offers clients structured bonds and digital financial assets (DFAs) with exposure to Bitcoin, Ethereum, and baskets of crypto assets. The bank is testing DeFi instruments and supports the gradual legalization of cryptocurrencies within the Russian regulatory framework. A similar practice is emerging in the United States. In October, Bloomberg reported that JPMorgan Chase plans to allow institutional clients to use Bitcoin and Ethereum directly as loan collateral, with the cryptocurrencies held by a third-party custodian. This new service expands on the bank's existing practice of accepting shares of crypto ETFs as collateral. Furthermore, Bloomberg reported that JPMorgan plans to begin offering cryptocurrency trading to its institutional clients, a move attributed to growing client interest following regulatory changes in the U.S.

Sberbank has conducted a pilot deal to provide a loan to the Russian mining company "Intellion," according to the bank's website. The loan was secured by cryptocurrency mined by the company itself, the credit institution stated.

In the transaction, Sber used its own development for storing cryptocurrency, utilizing the "Rutoken" hardware solution.

According to the bank's assessment, such a product will be relevant not only for miners but also for any companies that own crypto assets.

Earlier, Anatoly Popov, Deputy Chairman of the Board of Sberbank, stated in an interview with "RBC-Crypto" that the bank already offers clients structured bonds and digital financial assets (DFAs) with investments in Bitcoin, Ether, and baskets of crypto assets, is testing DeFi tools, and supports the gradual legalization of cryptocurrencies within the Russian legal framework.

A similar practice is emerging simultaneously on the American market. In October, Bloomberg, citing sources, reported that the largest U.S. bank, JPMorgan Chase, plans to allow institutional clients to use Bitcoin and Ethereum directly as collateral for loans. The cryptocurrencies will be held by a third-party custodian company. The new service expands the bank's existing practice: in June, JPMorgan began accepting shares of cryptocurrency ETFs as collateral.

Earlier this week, Bloomberg reported that JPMorgan plans to begin offering cryptocurrency trading to its institutional clients. The publication's sources linked this to the growing interest from the bank's clients following regulatory developments in the U.S.

Trust Wallet users lost $7 million in cryptocurrency due to a hack

Breaking the cycle. How the price of Bitcoin changed over 10 years at Christmas

AI outperformed humans in a crypto trading tournament. What were the results?

Criptos en tendencia

CitreaCTR

wrapped stUSDTWSTUSDT

Preguntas relacionadas

QWhich Russian bank issued the first cryptocurrency-backed loan?

ASberbank (Sber) issued the first cryptocurrency-backed loan.

QWhat was the name of the Russian mining company that received the pilot loan from Sber?

AThe Russian mining company that received the pilot loan is called 'Intilion'.

QWhat technology did Sber use to store the cryptocurrency collateral for the loan?

ASber used its own development for storing cryptocurrency, which utilizes the 'Rutoken' hardware solution.

QWhich major US bank is also developing a similar service to allow institutional clients to use Bitcoin and Ethereum as loan collateral?

AJPMorgan Chase, the largest bank in the US, is planning to allow institutional clients to use Bitcoin and Ethereum as collateral for loans.

QAccording to the article, what other crypto-related financial products is Sberbank already offering to clients?

ASberbank is already offering clients structured bonds and digital financial assets (DFAs) with investments in Bitcoin, Ethereum, and baskets of cryptoassets. They are also testing DeFi tools.

Lecturas Relacionadas

2026 Mid-Year Report On-Chain RWA: Tokenized Stock Market Cap Doubles in a Year, But 90% of Rights Are Hollow Shells

The 2026 Mid-Year Report on On-Chain RWA highlights a significant growth in tokenized stock market capitalization, which nearly doubled from $951 million in March to $1.89 billion by July. However, the report reveals a fundamental contradiction in this "layer 2.5" ecosystem: products with the strongest legal foundation (like regulated U.S. infrastructure) lack liquidity and distribution, while freely tradable offshored wrapper products often lack substantive ownership rights. The increase is driven largely by a few products (SECZ, FGRS, STRCx) and platforms (Ondo, xStocks, Securitize collectively hold over 85% share). While distributed value across networks like Ethereum, Solana, and BNB Chain has grown, the market remains fragmented. Products referencing the same underlying asset (e.g., Apple stock) are distinct legal liabilities with different intermediaries and jurisdictional rules, offering varying degrees of legal claim. The report cautions that headline numbers are misleading, as they reflect changes in distributed token value—driven by issuance, conversions, and price movements—not pure investor inflows. True "canonical shares" with legal ownership, wide wallet distribution, institutional liquidity, and independent on-chain price discovery do not yet exist at scale. Tokenized treasuries show stronger product-market fit, and ETFs may be easier to scale than single stocks. The core takeaway is a trade-off: legal certainty versus liquidity and composability.

marsbitHace 3 min(s)

2026 Mid-Year Report On-Chain RWA: Tokenized Stock Market Cap Doubles in a Year, But 90% of Rights Are Hollow Shells

marsbitHace 3 min(s)

Attention, Bitcoin Users! Today's Hack May Be Larger Than You Think. Here's What to Do

Bitcoin users are urged to take immediate action following the disclosure of a critical security vulnerability. Hardware wallet manufacturer Coinkite has revealed a flaw in the seed phrase generation process for certain Coldcard Mk3 devices running firmware versions 4.0.1 through 5.0.3. All bitcoin addresses created from seed phrases generated on these potentially affected devices are now considered at risk. This warning coincides with an ongoing investigation into a major hack that drained approximately 1,082.65 BTC (worth roughly $70.2 million at the time) from 1,196 single-signature wallets in just 41 minutes on July 30. Security analysts believe the coordinated thefts, which used identical transaction fees and left no change, were executed by an automated tool scanning for compromised private keys. Notably, this attack occurred about 30 hours before Coinkite's public disclosure of the Coldcard vulnerability, raising concerns of a possible connection. Experts strongly recommend that impacted Coldcard Mk3 users do not consider their old seed phrase safe. The advised course of action is to generate a completely new, secure seed phrase on a trusted, modern hardware wallet and then transfer all funds to addresses derived from this new seed. Simply moving the old, potentially compromised seed to a new device is not sufficient.

cryptonews.ruHace 2 hora(s)

Attention, Bitcoin Users! Today's Hack May Be Larger Than You Think. Here's What to Do

cryptonews.ruHace 2 hora(s)

Bitcoin in August: Experts Expect Range Testing, Not a Quick Reversal

Experts anticipate Bitcoin will remain under pressure in August, lacking momentum for a sustained rally after a partial July recovery. The price, trading around $63.5k, is seen stuck in a $60-65k range. Analysts cite a challenging macro environment of high U.S. rates, persistent inflation, and a strong dollar as key headwinds, alongside record ETF outflows. Historically, August is a weak month for crypto. Experts outline three main scenarios: a base case of sideways movement between $58-68k (50% probability), a bearish drop to $50-55k (30%), or a bullish push toward $71-75k (20%). Key levels to watch are support at $60-61k and resistance at $67k. While some see current prices as attractive for long-term accumulation, most warn of potential short-term downside, with a retest of $60k or even a fall toward $53k possible. A decisive market turnaround is not expected before Q4, making August a month for testing key levels rather than a major breakout.

cryptonews.ruHace 2 hora(s)

Bitcoin in August: Experts Expect Range Testing, Not a Quick Reversal

cryptonews.ruHace 2 hora(s)

Coldcard Hardware Wallet Hacked: 594 Bitcoin Withdrawn in 25 Minutes

The Coldcard hardware wallet has been compromised, with hackers stealing approximately 594.5 Bitcoin (~$40 million) from 500 addresses in just 25 minutes. The root cause was a critical software bug, undetected for five years, which disabled the device's secure chip for generating true random numbers. This led to the creation of private keys based on predictable data like the processor's serial number, drastically reducing cryptographic security. The attackers exploited this offline by brute-forcing possible seed phrases, finding active addresses on the public ledger, and signing transactions. Initially, Coinkite (Coldcard's maker) claimed only older models were at risk but later admitted all devices running the compromised firmware were vulnerable. CEO Rodolphe Novak (NVK) apologized but ruled out financial compensation for affected users. To secure funds, owners must urgently update their firmware to specific safe versions, generate a completely new seed phrase on the updated device, and transfer all assets to new addresses created with that new seed. While a BIP-39 passphrase can help, it does not replace this migration process. Other Coinkite products like TAPSIGNER were not affected. This incident underscores that even specialized hardware requires rigorous, independent code audits, especially for cryptographic functions. It parallels past failures, like a 2006 OpenSSL bug in Debian, and raises questions about whether automated code analysis can ever fully replace human scrutiny in critical security areas.

cryptonews.ruHace 2 hora(s)

Coldcard Hardware Wallet Hacked: 594 Bitcoin Withdrawn in 25 Minutes

cryptonews.ruHace 2 hora(s)

Tether (USDT) Publishes Anticipated Financial Results for the Second Quarter! Here's Its Current Status and Assets

Tether, the world's largest stablecoin issuer, has published its Q2 2026 financial results. According to an independent audit by BDO, the company reported a net operating profit of approximately $1.5 billion and an excess of assets over liabilities totaling $4.11 billion. As of June 30, 2026, the circulating supply of USDT was roughly $184.6 billion, marking an increase of about $446 million from the prior quarter. Tether now holds over 60% of the global stablecoin market share. The $1.5 billion profit was primarily generated from U.S. Treasury bills and repurchase agreements. Total assets stood at approximately $187.75 billion against liabilities of $183.64 billion, with $183.62 billion of liabilities tied to issued digital tokens. Key actions during the quarter included a reduction of secured loans by $2.38 billion (down 15%) and an addition of 14 tons to its physical gold holdings, bringing the total to over 146 tons. CEO Paolo Ardoino reaffirmed that USDT remains fully backed by reserves despite market volatility. He also noted that the company is undergoing a comprehensive independent audit with one of the "Big Four" accounting firms.

cryptonews.ruHace 3 hora(s)

Tether (USDT) Publishes Anticipated Financial Results for the Second Quarter! Here's Its Current Status and Assets

cryptonews.ruHace 3 hora(s)

Trading

Spot

Artículos destacados

Cómo comprar O

¡Bienvenido a HTX.com! Hemos hecho que comprar O1 exchange (O) sea simple y conveniente. Sigue nuestra guía paso a paso para iniciar tu viaje de criptos.Paso 1: crea tu cuenta HTXUtiliza tu correo electrónico o número de teléfono para registrarte y obtener una cuenta gratuita en HTX. Experimenta un proceso de registro sin complicaciones y desbloquea todas las funciones.Obtener mi cuentaPaso 2: ve a Comprar cripto y elige tu método de pagoTarjeta de crédito/débito: usa tu Visa o Mastercard para comprar O1 exchange (O) al instante.Saldo: utiliza fondos del saldo de tu cuenta HTX para tradear sin problemas.Terceros: hemos agregado métodos de pago populares como Google Pay y Apple Pay para mejorar la comodidad.P2P: tradear directamente con otros usuarios en HTX.Over-the-Counter (OTC): ofrecemos servicios personalizados y tipos de cambio competitivos para los traders.Paso 3: guarda tu O1 exchange (O)Después de comprar tu O1 exchange (O), guárdalo en tu cuenta HTX. Alternativamente, puedes enviarlo a otro lugar mediante transferencia blockchain o utilizarlo para tradear otras criptomonedas.Paso 4: tradear O1 exchange (O)Tradear fácilmente con O1 exchange (O) en HTX's mercado spot. Simplemente accede a tu cuenta, selecciona tu par de trading, ejecuta tus trades y monitorea en tiempo real. Ofrecemos una experiencia fácil de usar tanto para principiantes como para traders experimentados.

398 Vistas totalesPublicado en 2026.06.19Actualizado en 2026.06.29

Cómo comprar PROS

¡Bienvenido a HTX.com! Hemos hecho que comprar Pharos (PROS) sea simple y conveniente. Sigue nuestra guía paso a paso para iniciar tu viaje de criptos.Paso 1: crea tu cuenta HTXUtiliza tu correo electrónico o número de teléfono para registrarte y obtener una cuenta gratuita en HTX. Experimenta un proceso de registro sin complicaciones y desbloquea todas las funciones.Obtener mi cuentaPaso 2: ve a Comprar cripto y elige tu método de pagoTarjeta de crédito/débito: usa tu Visa o Mastercard para comprar Pharos (PROS) al instante.Saldo: utiliza fondos del saldo de tu cuenta HTX para tradear sin problemas.Terceros: hemos agregado métodos de pago populares como Google Pay y Apple Pay para mejorar la comodidad.P2P: tradear directamente con otros usuarios en HTX.Over-the-Counter (OTC): ofrecemos servicios personalizados y tipos de cambio competitivos para los traders.Paso 3: guarda tu Pharos (PROS)Después de comprar tu Pharos (PROS), guárdalo en tu cuenta HTX. Alternativamente, puedes enviarlo a otro lugar mediante transferencia blockchain o utilizarlo para tradear otras criptomonedas.Paso 4: tradear Pharos (PROS)Tradear fácilmente con Pharos (PROS) en HTX's mercado spot. Simplemente accede a tu cuenta, selecciona tu par de trading, ejecuta tus trades y monitorea en tiempo real. Ofrecemos una experiencia fácil de usar tanto para principiantes como para traders experimentados.

415 Vistas totalesPublicado en 2026.06.22Actualizado en 2026.06.29

Qué es VERONA

I. Introducción al Proyecto VERONA es una blockchain construida para todos, en todas partes a través de la abstracción de cadenas. Utilizando su capa de Abstracción Generalizada, VERONA se distingue por integrar funcionalidades complejas de blockchain, como cuentas, firmas e interoperabilidad, directamente a nivel de protocolo. Este enfoque permite interactuar con aplicaciones de blockchain sin necesidad de entender las tecnologías subyacentes.1) Información Básica Nombre: VERONA (VERONA)III. Enlaces Relacionados Enlace al sitio web oficial: https://xion.burnt.com/ Libro Blanco: https://xion.burnt.com/whitepaper.pdf Exploradores: https://explorer.burnt.com/ Redes Sociales: https://x.com/burnt_xion Nota: La introducción del proyecto proviene de los materiales publicados o proporcionados por el equipo oficial del proyecto, que es solo para referencia y no constituye asesoramiento de inversión. HTX no se hace responsable de ninguna pérdida directa o indirecta resultante.

465 Vistas totalesPublicado en 2026.06.22Actualizado en 2026.06.22

Discusiones

Bienvenido a la comunidad de HTX. Aquí puedes mantenerte informado sobre los últimos desarrollos de la plataforma y acceder a análisis profesionales del mercado. A continuación se presentan las opiniones de los usuarios sobre el precio de A (A).