Ripple Unveils New Offerings For Banks and Fintechs In Brazil, Eyes Key License

bitcoinistPublicado a 2026-03-18Actualizado a 2026-03-18

Resumen

Ripple is expanding its operations in Brazil, aiming to enhance its digital asset services and secure a key Virtual Asset Service Provider (VASP) license from the Central Bank of Brazil. The company positions itself as the only provider in the region offering a comprehensive suite of financial services, including cross-border payments, custody, prime brokerage, and treasury management. As part of its growth, Ripple Custody will launch in Brazil, providing bank-grade security and compliance features for regulated institutions. The firm is also supporting significant tokenization initiatives on the XRP Ledger (XRPL) with partners like CRX and Justoken. Additionally, Ripple's RLUSD stablecoin is gaining traction, being adopted by major Brazilian exchanges and fintechs.

Ripple has announced plans to expand operations in Brazil, South America’s largest economy, aiming to improve its digital asset services in the country and obtain a key license from Brazilian regulatory authorities.

The company revealed that it is now the only provider in the region capable of addressing a comprehensive range of financial needs, including cross-border payments, digital asset custody, prime brokerage, and treasury management.

Ripple Prepares To Launch Custody Services

As part of its growth strategy, Ripple aims to apply for a Virtual Asset Service Provider (VASP) license with the Central Bank of Brazil (BCB), in accordance with the nation’s newly established virtual asset regulatory framework.

“Latin America has always been a priority market for Ripple—not just for the size of the opportunity but also because Brazil has developed one of the most advanced and forward-thinking financial ecosystems worldwide,” stated Monica Long, President at Ripple.

She emphasized that Ripple has spent years building the trust, licensing, and technological infrastructure necessary to thrive in regulated markets, and with the expansion of its platform, the firm is now equipped to meet the needs of institutions throughout the region.

Ripple has also showcased significant collaborations with major institutions utilizing its technology to address real-world challenges related to liquidity and payments. Notable partners include Brazil’s Banco Genial, Nomad, and Braza Bank.

Additionally, Ripple Custody is set to launch in Brazil, offering bank-grade security, real-time compliance features, and flexible deployment options for regulated institutions.

Established following the firm’s acquisition of Metaco in 2023, Ripple Custody provides institutions with the infrastructure required to hold digital assets, as well as facilitate payments, trading, and tokenization workflows.

The service is designed to support a wide array of hardware security module (HSM) providers and integrates with Chainalysis and Elliptic for real-time transaction monitoring, as well as enabling institutional staking across Proof-of-Stake (PoS) networks.

Tokenization Initiatives And RLUSD Expansion In Brazil

In Tuesday’s release, it was also stated that Brazil-based CRX, which specializes in tokenizing real-world assets (RWAs), is leveraging the XRP Ledger (XRPL) and Ripple Custody to issue and manage tokenized RWAs on a large scale, with approximately $100 million settled on blockchain.

Similarly, Justoken, which has already tokenized over $1.7 billion in assets on the XRPL, plans to utilize the firm’s Custody tools to create institutional-grade infrastructure for natural resources tokenization in Latin America.

The company’s RLUSD stablecoin is reportedly gaining notable momentum in Latin America, where institutions are seeking trusted, regulated digital dollar options.

Ripple disclosed that RLUSD is already being adopted by some of the largest exchanges and fintech companies in the country, including Mercado Bitcoin, Foxbit, Ripio, and Attrus.

The daily chart shows XRP’s recovery staged over the past week. Source: XRPUSDT on TradingView.com

At the time of writing, Ripple’s associated cryptocurrency, XRP, was trading at $1.52, up 7% in the last week and 1% in the last 24 hours.

Featured image from OpenArt, chart from TradingView.com

Preguntas relacionadas

QWhat key license is Ripple planning to apply for with the Central Bank of Brazil (BCB)?

ARipple is planning to apply for a Virtual Asset Service Provider (VASP) license with the Central Bank of Brazil.

QWhich major Brazilian institutions are mentioned as partners using Ripple's technology?

AThe major Brazilian institutions mentioned as partners are Banco Genial, Nomad, and Braza Bank.

QWhat new service is Ripple set to launch in Brazil, and what are its key features?

ARipple Custody is set to launch in Brazil, offering bank-grade security, real-time compliance features, and flexible deployment options for regulated institutions.

QHow is the company CRX leveraging Ripple technology in Brazil?

ACRX is leveraging the XRP Ledger (XRPL) and Ripple Custody to issue and manage tokenized real-world assets (RWAs) on a large scale, with approximately $100 million settled on blockchain.

QWhich major exchanges and fintech companies in Brazil are already adopting Ripple's RLUSD stablecoin?

AThe major exchanges and fintech companies adopting RLUSD include Mercado Bitcoin, Foxbit, Ripio, and Attrus.

Lecturas Relacionadas

The Value Distribution of Stablecoins

**Summary: The Value Distribution of Stablecoins** The article argues that stablecoins are evolving from mere trading tools into broader channels for dollar access. It divides the stablecoin ecosystem into four layers to analyze how value is distributed: 1. **Issuance Layer:** Mints stablecoins, holds reserve assets, and captures the spread between reserve yield and user costs (e.g., Tether, Circle). This layer currently earns the largest profit margin. 2. **Infrastructure Layer:** Connects stablecoins to the traditional financial system, handling fiat on/off-ramps, banking integration, compliance (KYC/AML), and asset management (e.g., Bridge, BVNK). This is the "unglamorous" but critical work, building the essential bridges between crypto and real-world finance. 3. **Acquiring/Distribution Layer:** Integrates stablecoins into merchant systems, manages payment flows, and provides enterprise financial software (e.g., Stripe, Coinbase). They act as the access point for businesses. 4. **Application Layer:** The end-users and businesses that ultimately use stablecoins for payments, settlements, or as a store of value. They benefit from convenience but have little pricing power. The core thesis is that while the issuance layer currently dominates profits, the often-overlooked **infrastructure layer holds significant long-term potential**. The real challenge and barrier to mass adoption is not the on-chain transfer of stablecoins (which is simple), but the complex "last mile" integration into existing business workflows, banking systems, and regulatory frameworks across different countries. Companies in this layer are currently in a "land grab" phase, investing heavily to build networks, secure bank partnerships, and establish compliance pathways. While their position is currently pressured by the profitable issuers above and distribution platforms below, the article suggests that if stablecoins become a default financial rail for businesses, the infrastructure providers who have done the hard work of integration will ultimately gain strong pricing power and become entrenched, essential players.

marsbitHace 6 hora(s)

The Value Distribution of Stablecoins

marsbitHace 6 hora(s)

The Value Distribution of Stablecoins

The Value Distribution of Stablecoins The article argues that stablecoins are evolving from a mere trading tool into a broad "dollar channel." It analyzes the industry's value chain through four layers: 1. **Issuance Layer (e.g., Tether, Circle):** The top layer that mints stablecoins, holds reserve assets, and captures the thickest interest rate spread. 2. **Infrastructure Layer (e.g., Bridge, BVNK):** Connects stablecoins to the traditional financial system, handling critical but complex "dirty work" like fiat on/off-ramps, banking integration, compliance (KYC/AML), and cross-border settlement. 3. **Acquiring/Distribution Layer (e.g., Stripe, Coinbase):** Embeds stablecoins into merchant systems, manages payment flows, and integrates with enterprise software. 4. **Application Layer:** End-users and businesses that ultimately use stablecoins for payments, settlement, or storing value. The author posits that while the issuance layer currently captures the most profit, the most overlooked and potentially critical layer is infrastructure. The core challenge for stablecoin adoption isn't the on-chain transfer (which is simple), but bridging the gap between blockchain and the real-world financial system. This involves solving practical problems for businesses: fiat conversion, reconciliation, tax handling, and user onboarding. Infrastructure companies are currently in a difficult "land-grab" phase—building networks, securing banking relationships, and achieving compliance country-by-country. They face pressure from both the profitable issuance layer above and distribution platforms below. However, the author suggests this layer is building a crucial moat. Once stablecoins become a default business rail, the infrastructure players who have done the hard work of integration may gain significant, durable value and pricing power.

链捕手Hace 6 hora(s)

The Value Distribution of Stablecoins

链捕手Hace 6 hora(s)

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