Ripple, Circle, Paxos Secure Path To National Banking Charters In The US

bitcoinistPublicado a 2025-12-12Actualizado a 2025-12-12

Resumen

The Office of the Comptroller of the Currency (OCC) has granted conditional approval for national trust bank charters to several major crypto firms, including Ripple, Circle, BitGo, Fidelity Digital Assets, and Paxos. Once fully approved, these charters will allow the companies to manage and hold digital assets on behalf of customers, enabling faster payment settlements. Currently, Anchorage Digital is the only other crypto firm with such a charter. Ripple’s CEO Brad Garlinghouse hailed the move as a significant step for the company’s stablecoin, RLUSD, and criticized banking lobbyists for "anti-competitive tactics." The OCC emphasized that each application underwent rigorous review and that these approvals modernize the financial system and expand access to innovative products.

On Friday, the Office of the Comptroller of the Currency (OCC) approved national trust charter applications from several key firms in the industry including Circle’s First National Digital Currency Bank, Ripple National Trust Bank, BitGo Bank & Trust, Fidelity Digital Assets, and Paxos Trust Company.

OCC’s Approval Of Digital Asset Trust Banks

Once finalized and full approval is reached, these national trust bank charters would empower the crypto companies to manage and hold assets on behalf of their customers, enabling faster payment settlements.

Currently, Anchorage Digital is the only digital asset company that holds a national trust bank charter from the OCC, which oversees a total of 60 such institutions.

Comptroller Jonathan Gould emphasized that each application underwent a thorough and rigorous review process, underscoring the necessity for each entity to meet additional conditions before gaining full operational status.

He explained that welcoming new entrants into the banking landscape aids in modernizing the system, diversifying offerings, and enhancing access to innovative financial products.

Ripple CEO Challenges Banking Lobbyists

Brad Garlinghouse, CEO of Ripple, commented on the approval via social media, highlighting it as a significant advancement for Ripple’s stablecoin, RLUSD. He stated that it sets a high standard for compliance under both federal and state regulation.

Garlinghouse also took a moment to address banking lobbyists who may have opposed this move, asserting that their “anti-competitive tactics” are evident.

The executive pointed out that while these lobbyists have argued that the crypto industry does not abide by the same regulations, the recent approvals demonstrate that the crypto sector is operating transparently under the supervision of the OCC.

Stuart Alderoty, Ripple’s Chief Legal Officer, noted that the firm is among the first entities to receive conditional approval following the enactment of the GENIUS legislation, ensuring the sustainability of Ripple’s stablecoin business for the long term.

The daily chart shows XRP’s price trading just below the key $2 resistance wall. Source: XRPUSDT on TradingView.com

Featured image from DALL-E, chart from TradingView.com

Criptos en tendencia

CitreaCTR

wrapped stUSDTWSTUSDT

Velodrome FinanceVELODROME

BrevisBREV

PancakeSwapCAKE

JUSTJST

Lecturas Relacionadas

Alert: Major Token Unlocks for 10 Altcoins This Week! Here's the Day-by-Day, Hour-by-Hour List

**Attention: Major Token Unlocks in 10 Altcoins This Week!** The cryptocurrency market experienced a downturn last week due to a recent hack and geopolitical influences. Notably, the ColdCard hardware bitcoin wallet was compromised, leading to the theft of user assets from 2021 and earlier. This week, however, significant token unlocks are scheduled for several altcoins. The unlock schedule, based on UTC+3 (Turkish Time), is as follows: * **4 Aug, 03:00: Lagrange (LGR)** - $1.38M (15.04% of market cap) * **5 Aug, 03:00: Proof (PROOF)** - $39.11M (119.59% of market cap) * **5 Aug, 03:00: Power Protocol (POWER)** - $1.62M (8.93% of market cap) * **5 Aug, 03:00: Verona (VERONA)** - $1.37M (12.61% of market cap) * **5 Aug, 11:00: Ethena (ENA)** - $15.28M (1.80% of market cap) * **6 Aug, 03:00: Goldfinger (GF)** - $11.52M (5.05% of market cap) * **7 Aug, 03:00: Infinity (INF)** - $2.31M (20.30% of market cap) * **8 Aug, 03:00: Stable (STABLE)** - $28.75M (3.55% of market cap) * **9 Aug, 03:00: Name (NAME)** - $48.47M (74.54% of market cap) * **9 Aug, 03:00: Move (MOVE)** - $1.22M (3.90% of market cap) *This is not investment advice.*

cryptonews.ruHace 24 min(s)

Alert: Major Token Unlocks for 10 Altcoins This Week! Here's the Day-by-Day, Hour-by-Hour List

cryptonews.ruHace 24 min(s)

List of Most Popular Altcoins by Recent Hourly Searches Published!

Cryptocurrency data platform CoinGecko released a list of the most popular altcoins based on user searches over the last three hours. Pudgy Penguins ($PENGU) leads the trending list, followed by Catecoin (CATE) and Bless ($BLESS) in the top three. According to CoinGecko, $PENGU's price increased by 3.9% in the last 24 hours. CATE, ranked second, surged 126.2% over the same period, while $BLESS saw a 24-hour gain of 86.1%. What IF (IF) also stands out with a 41.9% daily increase. The list of most searched cryptocurrencies and their total market capitalization over the past three hours is as follows: 1. Pudgy Penguins ($PENGU) – $389.13 million 2. Catecoin (CATE) – $19.62 million 3. Bless ($BLESS) – $32.72 million 4. Aerodrome Finance (AERO) – $385.03 million 5. Hyperliquid (HYPE) – $11.43 billion 6. Ethereum (ETH) – $224.17 billion 7. Chainlink (LINK) – $6.17 billion 8. Aave (AAVE) – $1.42 billion 9. What IF (IF) – $31.24 million 10. Polkadot (DOT) – $1.34 billion 11. Bitcoin (BTC) – $1.27 trillion 12. Virtual Protocol (VIRTUAL) – $366.19 million 13. Algorand (ALGO) – $758.15 million 14. Cash Cat (CASHCAT) – $41.81 million 15. Solana (SOL) – $42.38 billion *This is not investment advice.

cryptonews.ruHace 2 hora(s)

List of Most Popular Altcoins by Recent Hourly Searches Published!

cryptonews.ruHace 2 hora(s)

For $100,000 a Month: Truth Social Sells Access to Trump's Posts to Investment Firms

In August 2026, Trump Media and Technology Group (TMTG) launched Truth API, a paid data service offering real-time access to posts from influential Truth Social accounts, including Donald Trump's, for institutional and algorithmic trading firms. Subscriptions reportedly cost up to $100,000 monthly, with discounts for long-term contracts. TMTG's CEO framed it as a strategy to monetize platform assets and create shareholder value. The move drew criticism from lawmakers, including Democrats Elizabeth Warren and Adam Schiff, who called for an SEC investigation, and Republican Bill Cassidy, who criticized the "sale" of privileged access. An AI analysis notes this creates a market risk architecture similar to past incidents where algorithms rapidly traded on unverified social media posts, raising questions about accountability for potential misinformation or manipulation.

cryptonews.ruHace 3 hora(s)

For $100,000 a Month: Truth Social Sells Access to Trump's Posts to Investment Firms

cryptonews.ruHace 3 hora(s)

Strategy leaves preferred STRC dividend at 12% as price still below par

Strategy's preferred STRC shares remain priced significantly below their $100 par value, closing July at $89.46 despite a monthly gain. The company confirmed its August dividend will hold at the recently increased 12% annual rate, paid semi-monthly. Management's stated objective is for the shares to trade at $99-$100, though no timeline was given. The firm reported a large Q2 net loss due to unrealized losses on its Bitcoin holdings but has built a $3.75 billion cash reserve to support preferred dividend payments for over two years. It has also begun repurchasing STRC shares while they trade below par.

cointelegraphHace 4 hora(s)

Strategy leaves preferred STRC dividend at 12% as price still below par

cointelegraphHace 4 hora(s)

Bitcoin Withdrawals Continue: 8 Years of Storage in a Coldcard Cold Wallet Ended in Zero

Coldcard Hardware Wallet Hacked: Losses Mount Due to Vulnerable Seed Generation A critical vulnerability in Coldcard hardware wallets has led to a continued wave of fund thefts. According to Galaxy Research, the total stolen has reached 1,367.05 BTC (approx. $88.6 million) from 4,585 addresses, a significant increase from the initial 594.5 BTC reported on July 30, 2026. Most of the stolen funds remain on the attackers' addresses. The issue is not with the current firmware, which Coinkite has updated, but with seed phrases generated on vulnerable devices between March 2021 and the release of fixed firmware versions. Due to a programmer error, devices switched from using a hardware random number generator to the software-based Yasmarang generator, which was initialized with publicly accessible data like the chip's serial number. This made the seed phrases predictable through offline brute-force attacks, meaning wallets remain at risk until funds are moved to a new wallet generated with the patched firmware. Affected devices include Mk2/Mk3 with firmware 4.0.1–4.1.9 (and up to 5.0.3), Mk4/Mk5 up to version 5.6.0, and Q models up to 1.5.0Q. The only exceptions are seeds created with a high-entropy method like at least 50 independent dice rolls or a strong unique BIP-39 passphrase. All other owners must generate a new seed on the fixed firmware and transfer their assets. A case highlighting the human impact involves a 39-year-old long-term investor who lost 2 BTC (approx. $130,000) in minutes. He had accumulated the Bitcoin over eight years through physical labor, viewing it as a financial lifeline and a retirement plan in a country suffering from hyperinflation. His story underscores that even conservative "buy and hold in cold storage" strategies can be compromised by such underlying technical flaws. From a technical perspective, this incident echoes historical failures where weak random number generators undermined cryptographic security, challenging the assumption that offline storage is automatically foolproof.

cryptonews.ruHace 4 hora(s)

Bitcoin Withdrawals Continue: 8 Years of Storage in a Coldcard Cold Wallet Ended in Zero

cryptonews.ruHace 4 hora(s)

Trading

Spot

Artículos destacados

Cómo comprar US

¡Bienvenido a HTX.com! Hemos hecho que comprar Talus Network (US) sea simple y conveniente. Sigue nuestra guía paso a paso para iniciar tu viaje de criptos.Paso 1: crea tu cuenta HTXUtiliza tu correo electrónico o número de teléfono para registrarte y obtener una cuenta gratuita en HTX. Experimenta un proceso de registro sin complicaciones y desbloquea todas las funciones.Obtener mi cuentaPaso 2: ve a Comprar cripto y elige tu método de pagoTarjeta de crédito/débito: usa tu Visa o Mastercard para comprar Talus Network (US) al instante.Saldo: utiliza fondos del saldo de tu cuenta HTX para tradear sin problemas.Terceros: hemos agregado métodos de pago populares como Google Pay y Apple Pay para mejorar la comodidad.P2P: tradear directamente con otros usuarios en HTX.Over-the-Counter (OTC): ofrecemos servicios personalizados y tipos de cambio competitivos para los traders.Paso 3: guarda tu Talus Network (US)Después de comprar tu Talus Network (US), guárdalo en tu cuenta HTX. Alternativamente, puedes enviarlo a otro lugar mediante transferencia blockchain o utilizarlo para tradear otras criptomonedas.Paso 4: tradear Talus Network (US)Tradear fácilmente con Talus Network (US) en HTX's mercado spot. Simplemente accede a tu cuenta, selecciona tu par de trading, ejecuta tus trades y monitorea en tiempo real. Ofrecemos una experiencia fácil de usar tanto para principiantes como para traders experimentados.

609 Vistas totalesPublicado en 2025.12.11Actualizado en 2026.06.02

Discusiones

Bienvenido a la comunidad de HTX. Aquí puedes mantenerte informado sobre los últimos desarrollos de la plataforma y acceder a análisis profesionales del mercado. A continuación se presentan las opiniones de los usuarios sobre el precio de US (US).