Cloudflare и Coinbase запустили фонд x402 для автоматизации платежей

cryptonews.ruPublicado a 2025-07-23Actualizado a 2025-09-24

Cloudflare и Coinbase объединили усилия для запуска x402 Foundation — инициативы, которая может кардинально изменить способ взаимодействия цифровых агентов с веб-ресурсами. Речь идет о внедрении протокола x402, призванного стандартизировать платежи между машинами в интернете.

Что такое протокол x402

Протокол x402 обновляет давно забытый HTTP-код 402 «Payment Required» (требуется оплата), предоставляя разработчикам унифицированный способ для ведения переговоров о платежах между сайтами и цифровыми агентами. Это избавляет от необходимости создавать аккаунты, оформлять подписки или использовать API-ключи.

Система работает просто: клиент запрашивает доступ к ресурсу, получает ответ 402 с инструкциями по оплате, отправляет авторизацию платежа и после проверки получает доступ к ресурсу вместе с подтверждением оплаты.

Практическое применение нового стандарта

Возможности использования x402 впечатляют своей широтой. ИИ-агенты смогут совершать разовые покупки у разных продавцов без предварительной регистрации. Агенты будут платить за каждую сессию рендеринга браузера вместо фиксированных подписок. Боты-трейдеры получат возможность покупать высококачественные потоки данных в режиме реального времени через микроплатежи.

Будущие версии протокола планируют поддерживать различные способы оплаты: кредитные карты, банковские счета и стейблкоины. Cloudflare предлагает схему отложенных платежей для x402, которая позволяет задерживать расчеты и агрегировать списания — идеальное решение для пакетной обработки данных или подписок.

Роль каждой компании в проекте

Хотя Coinbase разработала транзакционный поток x402, Cloudflare выпускает инструменты для интеграции протокола в свой Agents SDK и Model Context Protocol (MCP). Это логичное разделение ролей: Coinbase привносит экспертизу в области инфраструктуры стейблкоинов для мгновенных расчетов, а Cloudflare обеспечивает техническую реализацию.

Cloudflare — это глобальная сеть, которая выступает обратным прокси между посетителями сайтов и серверами-источниками, оптимизируя производительность и улучшая безопасность миллионов веб-сайтов, приложений и сервисов. Компания обрабатывает в среднем 78 млн HTTP-запросов в секунду и управляет центрами обработки данных в более чем 330 городах по всему миру.

Перспективы развития

С точки зрения Coinbase, x402 раскрывает потенциал автономных ИИ-агентов, упрощая платежи между агентами, от агентов к бизнесу и от агентов к пользователям. Протокол использует опыт Coinbase в области инфраструктуры стейблкоинов для мгновенных расчетов.

Появление x402 Foundation знаменует начало новой эры в веб-экономике, где цифровые агенты смогут самостоятельно заключать сделки и совершать платежи без человеческого вмешательства. Это создает основу для полностью автоматизированной экономики будущего, где машины будут торговать между собой напрямую.

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