Глава Mercuryo: «Финансовые продукты DeFi будут подобны банковским»

cryptonews.ruPublicado a 2024-03-03Actualizado a 2024-12-03

Генеральный директор платформы платежной инфраструктуры Mercuryo предсказал, что протоколы и приложения децентрализованных финансов (DeFi) вскоре будут предлагать финансовые продукты, аналогичные банковским.

Недавно Mercuryo запустила программу поддержки 30 стартапов, разрабатывающих потребительские варианты использования Web3 в DeFi. Объявленная 21 ноября программа предлагает финансирование, консультации с Mercuryo и ее сетью и «грант интеграции без акционерного капитала» для помощи масштабирующимся компаниям.

Петр Козяков, соучредитель и генеральный директор Mercuryo, сообщил, что пространство уже доказало свою «долгосрочную жизнеспособность», когда его спросили, почему компания выбрала DeFi и децентрализованные приложения (DApps) для своей экосистемной программы.

DeFi имеет потенциал для публичных рынков

Инициатива отдает приоритет стартапам, создающим инновационные варианты использования, придерживаясь основных принципов криптовалюты: интероперабельности, разработки с открытым исходным кодом и самостоятельного хранения.

Козяков подчеркнул преобразующий потенциал DeFi как на публичных, так и на частных рынках:

«Мы считаем, что DeFi имеет потенциал для питания большинства публичных рынков в течение следующих двух десятилетий и сделает частные рынки намного более эффективными. Но до широкого институционального принятия появится множество потребительских приложений, демонстрирующих пользователям возможности DeFi».

Mercuryo ищет стартапы, способные привлечь миллионы пользователей, используя технологию DeFi. Цель состоит в том, чтобы создавать приложения, которые понравятся пользователям Web2, при этом упрощая аспекты криптовалюты.

DeFi будет иметь банковские продукты

Козяков сказал, что DeFi скоро избавится от своих сложностей. Руководитель также считает, что продукты в этой области будут похожи на банковские:

«В ближайшем будущем DApps будут служить интерфейсами для приложений DeFi. Кроме того, сложности конвертации активов, перемещения их через мосты и меры безопасности будут абстрагированы. Пользователи будут взаимодействовать с банковскими финансовыми продуктами, созданными на основе протоколов DeFi».

Козяков добавил, что команды DeFi ускорят тенденции, привнося больше ликвидности на частные рынки, токенизируя активы и повышая эффективность. Он сказал, что продукты, ранее доступные только инвесторам с высоким уровнем дохода, станут доступны любому пользователю по всему миру.

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