PayPal подключается к Xoom для трансграничных платежей в стейблкоинах

cryptonews.ruPublicado a 2024-07-20Actualizado a 2024-11-20

PayPal привлек Xoom для обеспечения трансграничных платежей с использованием своего стейблкоина PayPal USD (PYUSD), сообщил платежный гигант 19 ноября.

Партнерство направлено на расширение доступа к PYUSD на азиатских и африканских рынках и позволяет PayPal проводить трансграничные транзакции вне традиционных банковских часов, заявила PayPal.

Xoom работает с Cebuana Lhuillier и Yellow Card для обработки выплат в PYUSD.

«Стейблкоины, такие как PYUSD, меняют платежный ландшафт, и, интегрировав нашу технологию, они смогут перемещать деньги максимально эффективным способом благодаря нашей стейблкоин- и платежной инфраструктуре», — заявил Крис Морис, генеральный директор Yellow Card.

Топ-10 стейблкоинов по рыночной капитализации. Источник: CoinMarketCap.

Запущенный в 2023 году, PYUSD обеспечен долларами США в соотношении 1:1 и выпущен Paxos Trust Company, регулируемым в США крипто-кастодианом. Он конкурирует с другими регулируемыми стейблкоинами, обеспеченными долларом, такими как USD Coin (USDC) от Circle Internet Financial.

Совместимый с Ethereum токен ERC-20, PYUSD — единственный стейблкоин, поддерживаемый платежными рельсами PayPal. По словам PayPal, он разработан так, чтобы быть «доступным для уже большого и растущего сообщества внешних разработчиков, кошельков и приложений Web3» и легко подключаться криптовалютными биржами.

PayPal предпринимает шаги для расширения доступности PYUSD, включая сотрудничество с Anchorage Digital для запуска программы вознаграждений для клиентов, которые хранят стейблкоины PayPal USD (PYUSD) у крипто-кастодиана.

В мае PayPal запустил PYUSD на Solana (SOL), сотрудничая с Crypto.com, Phantom и Paxos, чтобы привлечь пользователей в блокчейн.

Он также заключил партнерство с поставщиком инфраструктуры Web3 MoonPay для покупки криптовалюты с использованием учетной записи PayPal. Это партнерство распространилось на пользователей, подключающихся к платформе ставок на криптовалюту Polymarket в июле.

Coinbase, у которой также есть институциональное кастодиальное подразделение, также стимулирует пользователей хранить стейблкоины на своей платформе. В настоящее время она предлагает приблизительно 5,2% годовой процентной доходности по USDC. Coinbase владеет долей в Circle.

Несмотря на свои недавние успехи, PYUSD по-прежнему значительно отстает от привязанных к доллару стейблкоинов Tether (USDT) и USD Coin (USDC). По данным CoinMarketCap, два ведущих стейблкоина имеют рыночную капитализацию около 128 миллиардов долларов и 37 миллиардов долларов соответственно.

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