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Bitcoin Up 2 Weeks: Beginning or End?HTX Community April Creation ContestPost To Earn Bonus The Reddit XRP community is divided over whether a proposed U.S. crypto bill could change the outlook for XR

The Reddit XRP community is divided over whether a proposed U.S. crypto bill could change the outlook for XRP. One Reddit user started the discussion if the bill actually changes anything for XRP adoption or if it’s more of a symbolic thing?

The draft law, called the “Clarity Act,” aims to set clear rules for digital assets. Supporters say this could reduce uncertainty that has kept banks and large institutions away from the sector.

“Banks are super paranoid about anything that’s legally unclear,” said a Reddit user 

According to the user,  even small areas of uncertainty can lead institutions to avoid a product entirely. This caution has limited interest in XRP despite its focus on cross-border payments, a use case often cited by its supporters.XRP has faced years of legal questions, including a case brought by the U.S. Securities and Exchange Commission. While parts of that dispute have been settled, uncertainty has lingered.

Several investors said banks have so far avoided XRP mainly due to unclear rules.

“Banks are super paranoid about anything that’s legally unclear,” one investor said, describing how compliance teams tend to reject anything that falls into a grey area.

Some believe that if the law removes that uncertainty, banks could at least begin to explore XRP’s use in cross-border payments.

Why would a bank suddenly invest in XRP? They don’t need to hold it,” one commenter said.Not all investors agree that clarity would lead to adoption.

One Reddit user challenged the assumption directly: “Why of all things would a bank suddenly invest in XRP? They don’t need to hold it.”

The argument is that banks may use blockchain-based systems without relying on a volatile token, reducing the need for XRP even in a cleaner regulatory environment.

However, others warned that the bill itself could become a point for profit-taking rather than long-term growth.

“The

Reddit Discussion Warns XRP Price Could Fall After

Will XRP price break out of the symmetrical triangle or slide as the 4H MACD turns bearish at $XRP price is at $1.4311 on April 20, as the 4H chart shows a symmetrical triangle reaching its apex simul

Will XRP price break out of the symmetrical triangle or slide as the 4H MACD turns bearish at $XRP price is at $1.4311 on April 20, as the 4H chart shows a symmetrical triangle reaching its apex simultaneously with a bearish MACD crossover, compressing an imminent directional resolution into the tightest point of the pattern.
$XRP ($XRP) price is at $1.4311 on April 20, down 0.13% on the 4H session, as a symmetrical triangle on the 4H chart compresses price between a descending upper trendline from the February highs above $1.90 and an ascending lower trendline from the March lows around $1.20. The pattern has reached its apex, and a directional resolution is now imminent. The 4H MACD has simultaneously printed a bearish crossover, with the histogram at -0.0032, adding a momentum signal that aligns with the descending upper trendline acting as resistance overhead. The MA ribbon is partially bullish: SMA 50 at $1.4018, SMA 100 at $1.3689, and SMA 200 at $1.3729 all sit below current price, but the SMA 20 at $1.4373 remains just above price and is acting as the first resistance on a 4H closing basis.



Will XRP price break out of the symmetrical triang

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Bitcoin Up 2 Weeks: Beginning or End?HTX DAO's First Hackathon Launches!Vote to help HTX win & share 300 USDT!Bank of Korea’s new governor signals CBDC and bank token push, skips stablecoins in key ad

Bank of Korea’s new governor signals CBDC and bank token push, skips stablecoins in key address



Bank of Korea Governor Shin Hyun-song used his first address in office to prioritize central bank digital currencies (CBDCs) and bank-issued deposit tokens, while leaving out any mention of stablecoins as South Korea weighs new crypto rules.

Shin, who began his four-year term Tuesday, pointed to the bank’s ongoing retail CBDC and deposit-token pilot, Project Hangang, and its role in Project Agorá, a cross-border tokenization effort led by the Bank for International Settlements, according to news outlet Chosun.

He framed digital currency as part of a broader shift in central banking during a period of economic strain and slower domestic growth.

The absence of stablecoins from his remarks stood out. The issue has dominated policy debate in Seoul, with lawmakers considering the Digital Asset Basic Act, which would set rules for stablecoin issuance.

Shin had told lawmakers at his confirmation hearing that stablecoins could coexist with CBDCs and deposit tokens in a "supplementary and competitive" manner.

His speech also outlined a bank-led model where the central bank would issue a CBDC, while commercial banks would provide deposit tokens fully convertible into it. Shin has argued that any stablecoin issuance should begin with regulated banks.

Beyond payments, Shin signaled closer scrutiny of crypto markets and non-bank finance. He said the central bank would expand monitoring of cryptocurrencies and other nontraditional assets, and seek broader access to data to track financial risks.

Shin also pledged steps to modernize currency markets, including 24-hour foreign exchange trading and an offshore won settlement system.

Bank of Korea’s new governor signals CBDC and bank

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure Buried in Bitmine Immersion Technologies' latest disclosure is a number that speaks to just how deep

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure Buried in Bitmine Immersion Technologies' latest disclosure is a number that speaks to just how deep the company has gone on Ethereum. Of the nearly 5 million ETH it now holds, 3.33 million is actively staked through its validator platform, generating more than $200 million in annualized staking revenue. Related Reading: Ceasefire Drama Escalates-Trump Points Finger At Iran, Bitcoin In FocusFor a company built around accumulating a single digital asset, that income stream turns what might look like a speculative bet into something closer to an operating business. The purchase that pushed those numbers higher came during the week of April 13 to April 19. Bitmine acquired 101,627 ETH in that period, its largest single-week buy since December 2025.The transaction was disclosed Monday through a press release and a Form 8-K filing with the US Securities and Exchange Commission. Source: SECClosing In On TargetFollowing the purchase, Bitmine held 4,976,485 ETH - valued at roughly $11.5 billion based on a reference price of $2,301 per toke`n. That puts the company's ownership at about 4.12% of total Ether in circulation. Its stated target is 5%, a goal the company refers to internally as the "alchemy of 5%." At the current pace, it is around 80% of the way there.Chairman Tom Lee said the company has kept up an increased buying pace for four straight weeks. "Our base case ETH is in the final stages of the mini-crypto winter," he said. Lee made similar remarks at Paris Blockchain Week 2026, where he predicted Ether could eventually top $60,000.Source: FundstratBeyond its ETH position, Bitmine also holds 199 Bitcoin, a $200 million stake in Beast Industries, a $107 million

Trusted Editorial content, reviewed by leading ind

Bitcoin Up 2 Weeks: Beginning or End?HTX DAO's First Hackathon Launches!Daily $5000U Airdrop: One Tap to ClaimGermany DAX - 24433 (-1.19%)Major resistance- 25600 Near-term resistance -24600/25000 Mino

Germany DAX -  24433 (-1.19%)Major resistance-  25600 Near-term resistance -24600/25000 Minor support - 24000/23700/23420/23000/22700/22500/22000. Trend reversal level- 17000 The pair holds above short-term (34 EMA, 55 EMA) and long-term (200 EMA) in the 4 -hour chart. Indicators  (4-hour chart) ADX-  Neutral (4-hour chart) CCI (50)-  Bullish RSI - 59.02 (4-hour chart)  France CAC - 8354(-0.82%) Major resistance- 8700 Near-term resistance - 8380/8500/8655Minor support-  8000/7800/7645/7600/7500.Trend reversal level-  7500 Indicators  ADX-  Neutral (4-hour chart) CCI (50) - Bullish (4- hour chart) RSI - 66.67 (4-hour chart) UK FTSE  - 10606 (-0.78%) Major resistance- 11000 Near-term resistance - 10800/10900 Minor support-  10470/10315/10000/9850/9740/9680/9650/9600/9500. `Trend reversal level- 7535  IndicatorsADX- Neutral (4-hour chart) CCI (50) - Bullish (4- hour chart) RSI - 51.63 (4-hour chart)                                                Gold is meant to be a ‘safe haven’ in uncertain times. Why is it crashing amid a war?Wall Street Slides as Iran War Uncertainty, Oil Surge, and AI Fears Rattle MarketsSpaceX IPO Filing Expected This Week as Valuation Could Surpass $75 BillionStagflation Shadows: U.S. Manufacturing Shines as Services Slump to 11-Month LowScarcity and Strife: Bitcoin Hits Historic Milestone Amid Geopolitical TremorsStrategy's Multi-Billion Dollar Bitcoin Accumulation: A 2026 Milestone

Germany DAX -  24433 (-1.19%)Major resistance-  25

AUDJPY showed a minor profit-booking after hitting a multi-year high. Yesterday at about 114.37, it reached its peak; it is presently trading at almost 113.723. TechnicalsCMP -113.80Trend1- Hour chart

Aussie Retreat: AUDJPY Sees Minor Profit-Taking After Touching Multi-Year Peak - EconoTimes

Filecoin Onchain Cloud lets developers launch APIs where billing runs on confirmed delivery — not invoices. Every request generates a verified record of what was served and when. Payments settle autom

Bitcoin Up 2 Weeks: Beginning or End?HTX DAO's First Hackathon Launches!Post To Earn BonusIs XRP Ready to Counter the Quantum Threat? Developers Make an Official Announcement! While the threat of quan

Is XRP Ready to Counter the Quantum Threat? Developers Make an Official Announcement!

While the threat of quantum computing has long been considered a theoretical risk in the cryptocurrency space, recent research has made it a more realistic issue, and Ripple has taken a significant step in this direction.

The company announced a multi-phase roadmap on Monday aimed at building a quantum-resistant architecture for the XRP Ledger (XRPL) by 2028.

Ripple's plan envisions a gradual transition rather than a sudden, radical overhaul of existing systems. This includes first testing quantum-resistant cryptographic solutions, then deploying a hybrid model that works in conjunction with existing infrastructure, and finally scaling these systems. The company is also collaborating with Project Eleven to accelerate development, including validator testing and the development of early storage prototypes.

A notable element of the quantum threat response plan is an emergency scenario called "Q-Day." This plan includes a transition mechanism that allows users to securely transfer their assets to quantum-resistant accounts should current cryptographic standards be compromised.

These developments are underpinned by a recent research release from Google's quantum artificial intelligence.  The study suggests that by 2032, sufficiently advanced quantum computers could potentially crack existing cryptographic algorithms used in blockchains. These algorithms are crucial for wallet security, transaction signing processes, and the protection of digital assets.

While there is no immediate direct risk, experts say the threat has moved from a theoretical level to a "trusted" level. Specifically, in the so-called "collect-then-decrypt" scenario, malicious actors could collect publicly available encrypted data on the blockchain today and decrypt it in the future using quantum computers.

Related N

Is XRP Ready to Counter the Quantum Threat? Develo

Ripple wants the XRP Ledger to be quantum-proof by 2028. Here is its planWhile quantum computing remains a largely theoretical threat to blockchain for now, some projects are already preparing for tha

Ripple wants the XRP Ledger to be quantum-proof by 2028. Here is its planWhile quantum computing remains a largely theoretical threat to blockchain for now, some projects are already preparing for that eventuality.
Fintech company Ripple has released a detailed four-phase roadmap to make the $XRP Ledger, a decentralized, layer-1 blockchain, quantum-resistant, aiming to reach full readiness by 2028. $XRP, the world's fourth-largest digital asset by market capitalization, is the native token of the $XRP Ledger. Ripple's solutions use $XRP Ledger, $XRP, and other digital assets. Ripple is also one of many developers building on and contributing to the $XRP Ledger (XRPL).



Ripple wants the XRP Ledger to be quantum-proof by

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