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数字智能

07/18 18:20

Circle Wins OCC Approval as Banks Warn Stablecoins Could Drain $500B

Circle won final OCC approval on July 10 to open a national trust bank as banks warned stablecoins could pull about $500 billion from US bank deposits by the end of 2028. A December 2025 FEDS Note said stablecoin adoption could cut lending by $65 billion to $1.26 trillion. Circle’s transparency page showed $72.95 billion in USDC in circulation and about $73.15 billion in reserves.
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