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Daily BTC Guess: Win 18M HTX!HTX Community Spring Creation ContestClaim1,200 USDT in the Monthly Creation ChallengeVisa, Stripe and Zodia Custody by Standard Chartered become validators on Tempo's pay

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Visa, Stripe and Zodia Custody by Standard Chartered become validators on Tempo's payments blockchain
Visa, Stripe and Zodia by Standard Chartered are notable early additions for Tempo as it begins to build out its validator set.

Tempo recently launched on mainnet alongside an agentic payments protocol designed to enable transactions by software agents.

Institutional payments heavyweights Visa and Stripe, along with Zodia Custody by Standard Chartered, have signed on as early validators for Tempo as it begins to expand beyond its initial small circle of operators.

Validators run the infrastructure that verifies, orders and finalizes transactions onchain — a role that lends itself to established, well-capitalized institutions capable of operating global, always-on systems. The new entrants fit the bill, collectively processing trillions of dollars of payments each year.

"Tempo is building payments infrastructure the way we think about it at Visa, purpose-built for moving value at scale," said Cuy Sheffield, Visa's head of crypto.

"Visa has spent decades running one of the world's most resilient payment networks, with globally distributed data centers, built‑in redundancy, and network‑level defenses that block tens of millions of attacks and billions in fraud every year. Bringing that operational rigor to Tempo's validator set is a natural next step as stablecoin payments scale," Sheffield added.

Tempo is an Ethereum-compatible Layer 1 built for high-throughput payments and stablecoin settlement, particularly among larger institutions.

The project was incubated by Stripe and Paradigm, and launched on private testnet in September.

The firm was valued at roughly $5 billion following a $500 million Series A in October, with backing from investors including Sequoia Capital, Ribbit Capital and SV Angel.




Visa, Stripe and Zodia Custody by Standard Charter

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Bitcoin, ether in Goldilocks rally while smaller coins take a back seat Major cryptocurrencies are rising alongside gains in U.S. equities as oil prices shed the war premium built up in recent weeks. 

Bitcoin, ether in Goldilocks rally while smaller coins take a back seat

Major cryptocurrencies are rising alongside gains in U.S. equities as oil prices shed the war premium built up in recent weeks. But broader market participation remains elusive and limited to only a few coins.

Bitcoin and ether (ETH) have risen 5% and 9%, respectively, in the past 24 hours as digital asset treasury firms like Strategy (MSTR) and Bitmine (BMNR) sustain strong demand and traders seek bullish exposure via futures. More importantly, perpetual funding rates are positive, but remain below 10% for both assets, indicating healthy demand for bullish bets without signs of overheating — a Goldilocks scenario.

Solana's SOL has bounced to the mid-$80s, but it has been here before several times in recent weeks and still doesn't offer directional clarity. A similar conclusion can be drawn for the payments-focused token XRP.

Analysts are bullish, but want to see $BTC establish a foothold above $74,000-$75,000.

"A victory for the bulls in this battle will pave an easier path to the $87K–$90K range, where the 200-day MA and the November–January support are located. Optimism in global markets increases the chances of reaching these heights in the coming days, but before rising above $90K, Bitcoin may require a lengthy period of consolidation and cooling off," Alex Kuptsikevich, chief market analyst at FxPro, said in an email.

The digital asset services wing of the Marex Group stressed that bitcoin needs to hold above $74,000 without the market becoming overheated with excess leverage.

"If bitcoin can consolidate above 73k to 74k without funding overheating, this can extend. If it gives it back quickly, it confirms that the move was mostly headline and squeeze, not a true demand shift," Marex's crypto trading analysts said.

Select altcoins, such as ZEC, $HYPE, and AAVE, and memecoins, such as PEPE

Bitcoin, ether in Goldilocks rally

On April 14, Fox Business reported that Fed Chair nominee Waller has cleared the obstacles to his confirmation. U.S. Senator Scott stated that Waller's hearing will take place next week, and his nomin

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The Shiba Inu price is in green alongside increased trading volume. At the time of writing, SHIB was edging higher, up nearly 3% in the last 24 hours to $0.00000594. Its trading volume has increased 5

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The PI network is heading toward its most consequential technical upgrade yet as Protocol 23 prepares to go live on May 18, bringing smart contracts, real-world asset tokenization, and AI App Studio i

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HTX Learn has analyzed recent market trends and launched a weekly learning initiative for trending cryptos. To enhance your understanding of this week's featured cryptos, we are rolling out various re

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Rakuten Expands Ripple XRP Utility for 44M Users: Mass Adoption or Incremental Update? Disclaimer: Crypto is a high-risk asset class. This article is provided for informational purposes and does not c

Rakuten Expands Ripple XRP Utility for 44M Users: Mass Adoption or Incremental Update?

Disclaimer: Crypto is a high-risk asset class. This article is provided for informational purposes and does not constitute investment advice. You could lose all of your xplore the Hottest Presales Right Now

Japan’s largest e-commerce platform is bringing Ripple XRP into its payments stack on April 15, 2026, listing it on Rakuten Wallet for spot trading and wiring it into Rakuten Pay, the app that 44 million users already use to buy coffee, groceries, and bullet train tickets.

The headline number is large enough to matter.

The analytical question is harder: does XRP utility inside a closed loyalty ecosystem constitute retail adoption, or is this a product feature update that happens to use crypto infrastructure most users will never see?

Key Takeaways:

Integration date: XRP goes live on Rakuten Wallet for spot trading April 15, 2026, with XLM, DOGE, SHIB, and TON listed alongside it.

User scale: Rakuten Pay has 44 million users; Rakuten’s broader Japan ecosystem covers over 100 million member IDs.

Mechanism: Users convert Rakuten Points directly into XRP, then fund Rakuten Cash – usable at over 5 million merchant locations – meaning XRP functions as a bridge asset, not a directly held consumer token in most transactions.

Points pool: More than 3 trillion Rakuten Points, valued at approximately $23 billion USD, are eligible for conversion – creating a large but loyalty-locked source of potential XRP demand.

Regulatory footing: Rakuten Wallet operates under FSA licensing and JVCEA membership, giving the rollout compliance cover in one of the world’s most structured crypto jurisdictions.

What it does not do: This is not an open XRP wallet; it does not give users direct custody of XRP outside the Rakuten ecosystem, and merchants receive fiat – not XRP – at poin

Rakuten Expands Ripple XRP Utility for 44M Users:

HTX Community Spring Creation ContestTap Now, Claim Airdrop Tomorrow!Daily BTC Guess: Win 18M HTX!Bitcoin is trading at $72,330 on April 13, pressing the upper trendline of a 4H ascending channel that

Bitcoin is trading at $72,330 on April 13, pressing the upper trendline of a 4H ascending channel that has been building since the late March lows near $65,000. Spot Bitcoin ETF inflows of $786 million last week, led by BlackRock’s IBIT at $612 million across five trading days, provide the structural demand backdrop for the move. Summary Bitcoin price is at $72,330 on April 13, up 0.65% on the session, pressing the upper boundary of a 4H ascending channel defined by two parallel upward-sloping trendlines from the March lows near $65,000. The SMA 20 at $72,056 is acting as immediate support, with the SMA 50 at $70,980, SMA 100 at $69,060, and SMA 200 at $69,877 all stacked below price in a bullish ribbon configuration. A confirmed 4H close above $72,600 targets $74,000 then $76,000; a daily close below the annotated $70,000 support level invalidates the ascending channel structure. Bitcoin (BTC) price is trading at $72,330 on April 13, up 0.65% on the 4H chart, as it presses the upper trendline of an ascending channel in place since the late March lows near $65,000. The MA ribbon reflects the recovery: SMA 20 at $72,056, SMA 50 at $70,980, SMA 100 at $69,060, and SMA 200 at $69,877 are all stacked in order beneath current price, consistent with a recovering trend structure. The 4H MACD histogram reads at -107.94, still negative but trending less so across recent sessions, indicating momentum is improving rather than reversing outright. Ascending Channel Tests Upper Boundary With Bullish SMA Ribbon Below The 4H chart shows Bitcoin constructing a textbook ascending channel since the late March lows, with consecutive higher lows building from the $65,000 zone as the MA ribbon progressively curled into a bullish order. The upper boundary of the channel aligns with the $72,600 session high printed April 13. The annotated $70,000 level sits near the channel’s lower bound

Bitcoin is trading at $72,330 on April 13, pressin

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On April 14, according to monitoring by Yujin, a whale converted 24,564 ETH into 784.7 BTC (approximately 58.38 million USD) just two hours ago, with an ETH/BTC ratio of 0.0319. This move appears to b

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Bitcoin has shattered a major psychological barrier, surging past the $75,000 level for the first time since its mid-March highs.  Advertisement The flagship cryptocurrency reclaimed the massive $75,5

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Paypal is expanding $PYUSD to Arbitrum. As companies around the world realize their products should run on crypto rails, Arbitrum will stand out as the obvious platform to scale their businesses. Arbitrum Everywhere. 📎

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