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MU: Top Memory Chip Maker Mike Cagney’s second act: Turning blockchain into Wall Street’s new plumbing Mike Cagney has been here before, just not with blockchain. In the early 2010s, he helped reshape

Mike Cagney’s second act: Turning blockchain into Wall Street’s new plumbing
Mike Cagney has been here before, just not with blockchain.

In the early 2010s, he helped reshape consumer lending with SoFi by connecting borrowers directly with capital. Now, at Figure Technology Solutions (FIGR), he said he’s trying to do something similar on a much larger scale: rebuild the infrastructure of credit markets themselves.

The plan may be working. Figure crossed $1 billion in monthly loan originations for the first time in March, part of a $2.9 billion first quarter that puts the firm on roughly $12 billion in annualized volume.

Cagney, who is speaking at Consensus Miami conference next week, told CoinDesk that the goal is to build new plumbing for these markets.

“We’re building a marketplace where credit can move efficiently, without all the traditional layers,” he said.

Three levers of value

Cagney broke Figure’s model into three core advantages.

The first is cost. Tokenizing loans reduces the friction and expense of securitization, cutting out intermediaries that have historically taken significant fees.

The second is liquidity. Figure has built what it describes as one of the only continuously updating marketplaces for consumer credit outside of government-backed mortgage systems like Fannie Mae and Freddie Mac.

“The loans update in real time, which creates a different kind of market,” Cagney said.

The third is access. By bringing these assets onchain, Figure can plug them into decentralized finance (DeFi), allowing a broader range of investors to gain exposure, or borrow against them.

That’s where the model starts to blur the line between traditional finance and crypto, Cagney said.

Figure’s latest push is into what Cagney calls “democratized prime," essentially opening up prime brokerage-style lending to a wider audience.

Through products like its Forge platform, loans are pooled into standardized vaults and converted into token

Mike Cagney’s second act: Turning blockchain into

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HTX Creation Challenge — Post and Win 1,500U 💥The War Is Over”: Top Solana Executive Declares XRP Integration Beats XRP vs. SOL RivarlyA senior Solana Foundation executive has noted that the long-stan

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The War Is Over”: Top Solana Executive Declares XRP Integration Beats XRP vs. SOL RivarlyA senior Solana Foundation executive has noted that the long-standing rivalry between Ripple’s XRP and Solana is giving way to a more cross-chain collaborative dynamic, signaling a remarkable shift in the crypto landscape.

A New Era for XRP and Solana
In the past, XRP and Solana have largely operated in separate lanes—XRP as a payments-focused asset on the XRP Ledger, built for fast, efficient value transfer, and Solana as a high-throughput smart contract platform powering much of today’s DeFi and memecoin activity.

That separation, however, may be starting to blur. A shift toward interoperability and ecosystem collaboration is gradually breaking down old boundaries, with both networks increasingly seen as less rivals and more as complementary pieces in a rapidly converging cryptoverse.

Vibhu Norby, Chief Product Officer at the Solana Foundation, shared a video from the recently concluded 2026 XRP Las Vegas conference, proclaiming that the long-standing XRP–Solana rivalry narrative is effectively over and highlighting a clear shift toward collaboration rather than competition.

Norby put it bluntly: “XRP on Solana is greater than XRP vs. Solana,” declaring that “the war is over” as XRP is now actively integrated into Solana’s ecosystem. His comments reflect a broader industry shift, where competition between blockchains is giving way to interoperability and cross-chain collaboration as the main focus.

The War Is Over”: Top Solana Executive Declares XR

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HTX Community April Creation ContestHTX Creation Challenge — Post and Win 1,500U 💥MU: Top Memory Chip Maker Bitcoin (BTC) Today Market Update – 4 May 2026 Bitcoin (BTC) is currently trading around $77

Bitcoin (BTC) Today Market Update – 4 May 2026
Bitcoin (BTC) is currently trading around $77,000 – $80,000, and the market is still in a tight consolidation (sideways) phase. Price is moving in a narrow range, meaning no confirmed strong trend yet.
📊 BTC Market Condition
📈 Short-term trend: Neutral
⚖️ Structure: Range-bound (sideways)
🔥 Volatility: Medium (fake breakouts possible)
Bitcoin is repeatedly testing $79K–$80K resistance zone, but buyers have not confirmed a strong breakout yet.
🧠 Market Sentiment
Buyers are supporting dips
Sellers are active near resistance
Market is waiting for a clear breakout trigger
👉 Overall: Still “decision zone” market
🚀 Possible Scenarios
🟢 Bullish Case
If BTC breaks $80,000
Target: $82,000 – $86,000
Strong altcoin rally expected
🔴 Bearish Case
If BTC rejects from resistance
Drop possible: $74,500 – $72,000
Short-term correction phase
⚡ Trading Idea (Simple)
Best strategy: wait for breakout confirmation
Avoid trading in middle range
Trade only near support/resistance
📊 Simple Summary
BTC = sideways market
No clear trend yet
Big move coming soon (breakout pending)

Bitcoin (BTC) Today Market Update – 4 May 2026 Bit

Guess BTC Trend, Share 18M HTX FreeHTX Creation Challenge — Post and Win 1,500U 💥Orca: Top AMM DEX on SolanaChainlink Sees Strong Institutional Growth Despite Flat Price Movement Recent updates from C

Chainlink Sees Strong Institutional Growth Despite Flat Price Movement
Recent updates from CoinMarketCap and Chainlink Labs indicate that Chainlink is showing strong fundamental growth even though its price remains relatively stable.
Latest data shows that LINK is trading around the $9 range, fluctuating between $8.8 and $9.4, as the market remains in a consolidation phase. Despite this, major institutions such as SWIFT and JPMorgan are increasingly adopting Chainlink’s oracle technology, highlighting its real-world utility in connecting blockchain with financial systems. �
CoinMarketCap
On-chain metrics also reveal that large investors (whales) are accumulating LINK, with significant withdrawals from exchanges. This reduces available supply and often signals long-term confidence in the asset. �
CoinMarketCap +1
At the same time, Chainlink is gaining strong attention in the AI and data sector, leading social engagement among similar tokens. However, this increased attention has not yet translated into immediate price growth. �
CoinMarketCap
Main Points:
LINK trading near $9 range
Strong institutional adoption (SWIFT, JPMorgan)
Whale accumulation increasing
High social and AI-sector attention
Price Prediction:
Breakout → $11 – $13
Downside → $8 – $7.5
My Analysis:
Chainlink shows a strong disconnect between fundamentals and price. Institutional adoption and accumulation suggest long-term growth potential. If momentum builds and resistance breaks, LINK could see a strong upward move.

Chainlink Sees Strong Institutional Growth Despite

Guess BTC Trend, Share 18M HTX FreeHTX Creation Challenge — Post and Win 1,500U 💥Orca: Top AMM DEX on SolanaBTC demand weakens as regulatory uncertainty persists Bitcoin’s price action continues to re

BTC demand weakens as regulatory uncertainty persists
Bitcoin’s price action continues to reflect a disconnect between liquidity and conviction, as regulatory uncertainty weighs on sentiment.

Since 2025, the Coinbase Premium Index has remained mostly negative, often dipping below -0.10, which signals weak U.S. spot demand. Even during rallies toward $100K–$120K, the premium failed to sustain positive levels, which suggests price strength relied on derivatives rather than real accumulation.As price now trades near $78.4K, this pattern persists, reflecting cautious institutional behavior amid unresolved regulations. The stalled CLARITY Act keeps jurisdiction unclear, which limits capital deployment despite improving liquidity.

If regulatory clarity emerges, demand could strengthen materially, while continued delays may keep Bitcoin range-bound and dependent on short-term positioning.

Final Summary
Bitcoin shows weakening momentum near $80K as liquidity outflows and fading spot demand increase downside risk without fresh inflows.
BTC remains range-bound, where sustained demand is needed to absorb supply and support a move beyond key resistance levels.

BTC demand weakens as regulatory uncertainty persi

HTX Creation Challenge — Post and Win 1,500U 💥The CLARITY Act approval odds soared as high as 69% today. The increase comes as banks and crypto firms reached a compromise on the topic of stablecoin yi

The CLARITY Act approval odds soared as high as 69% today.

The increase comes as banks and crypto firms reached a compromise on the topic of stablecoin yield.

The future of this crypto bill could influence the XRP price greatly, lawyer Bill Morgan stated.

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The probability of the U.S. CLARITY Act moving through the Congress is on the rise once again. The surge is an indication of a resurgence of confidence across crypto markets.

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CLARITY Act Odds Surge As Stablecoin Yield Debate Ends

Polymarket data indicate that the chances of the crypto bill’s passage recently shot past the 60% mark, even reaching 69% at one point. This rebound is indicative of a discernible change of heart following a long period of indecisiveness.

It looks like traders are trading in more likely legislative progress as the Senate approaches a decisive stage. The current estimates are still in the low 60% range, which means that optimism has not yet been lost in spite of the political hurdles that are still there.

Momentum has also picked up on Capitol Hill for the CLARITY Act. Recently, Tim Scott, the chair of the Senate Banking Committee described the bill as being in the red zone.

His statement means that the bill is approaching a critical point in the legislative process. It is said that lawmakers are already working on a crucial committee markup as early as May 2026.

One of the most notable advances was reached when lawmakers settled disputes on yield provision on stablecoins. Previously, it was an issue that previously held up the progress of negotiations. Now, Scott is looking forward to get Senate Republicans onboard.

The new framework fills in the gaps left in the GENIUS Act. Earlier, the CLARITY Act already passed the House with a bipartisan vote, but Senate discussions were more difficult.



The CLARITY Act approval odds soared as high as 69

#HTX Creation Challenge — Post and Win 1,500U 💥Ethereum Price Analysis: The Daily Chart ETH is once again testing the vicinity of the declining 100-day MA from above, as the moving average now sits at

#HTX  Creation Challenge — Post and Win 1,500U 💥Ethereum Price Analysis: The Daily Chart

ETH is once again testing the vicinity of the declining 100-day MA from above, as the moving average now sits at approximately $2.2k.The RSI is also hovering around 55, indicating a market neither building nor losing momentum. The ascending white channel from the February low remains intact, with its lower boundary providing support near $2k.

Above, the $2.4k supply zone remains the only level that changes the narrative. A daily close through it would simultaneously represent a horizontal resistance break and likely, a retest of the 200-day MA (~$2.7k). This potential breakout would essentially open the door toward the $2.8k critical supply zone. On the other hand, a failure to hold above $2.2k and the 100-day MA on the next pullback would begin to threaten the channel structure and refocus attention on the $1.8k demand area.



Ethereum Price Analysis: The Daily Chart ETH is o

Solana (SOL) is currently trading around the $84.00–$84.30 zone, showing weak intraday movement after a series of lower highs. Price has struggled to maintain upward momentum, reflecting a shift towar

Solana (SOL) is currently trading around the $84.00–$84.30 zone, showing weak intraday movement after a series of lower highs. Price has struggled to maintain upward momentum, reflecting a shift toward short-term selling pressure.

The key focus now is whether SOL can defend current support or continue its downside move into lower demand zones.

SOL has transitioned from a balanced range into a slight bearish structure, with lower highs forming and buyers failing to sustain upward pushes.

Recent price action shows rejection near resistance levels, indicating that sellers are actively controlling the upper range while buyers react mainly at support.

In the medium term, SOL remains within a broader consolidation range, but short-term structure is leaning bearish due to consistent rejection at higher levels.

The current movement reflects a corrective phase, where price is slowly drifting downward within the range.

Momentum is currently weak, with no strong bullish continuation visible. The lack of aggressive buying confirms that the market is not ready for a breakout yet.

Price behavior suggests a distribution phase, where attempts to move higher are quickly sold into.

Solana remains influenced by overall crypto market direction, especially Bitcoin and Ethereum movements. Broader sentiment and liquidity conditions continue to dictate short-term price action.

Without strong external catalysts, SOL is likely to follow general market flow rather than lead.

The most likely near-term scenario is continued downside pressure unless price quickly reclaims higher resistance levels.

A breakdown below support could accelerate selling, while a strong reclaim of resistance would shift momentum back to buyers.

Solana (SOL) is currently trading around the $84.0

MU: Top Memory Chip Maker 

HTX Creation Challenge — Post and Win 1,500U 💥HTX Community April Creation Contest Guess BTC Trend, Share 18M HTX FreeDavid Schwartz Says XRP Would Already Be Higher if $10,000 Target Were Credible Da

David Schwartz Says XRP Would Already Be Higher if $10,000 Target Were Credible
David Schwartz, former Ripple CTO and now CTO Emeritus, recently addressed claims that XRP could reach $10,000. 


In his commentary, Schwartz suggested that if enough wealthy investors genuinely believed that XRP had a chance at reaching $10,000, the ensuing buying pressure from these individuals would have since pushed the price to at least $20.

Key Points

Schwartz says if rich investors believed XRP could hit $10,000, they would have already pushed the price to at least $20.

The former Ripple CTO once doubted XRP could reach $0.25, and even sold portions of his holdings at $0.10.

XRP currently trades at $1.37, way above the price levels Schwartz once thought were unrealistic.



David Schwartz Says XRP Would Already Be Higher if

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