Toyota Finance Opens Access to Tokenized Bonds for Retail Investors via Toyota Wallet

cryptonews.ruPublished on 2026-08-18Last updated on 2026-08-18

Abstract

Toyota Finance is offering retail investors direct access to tokenized bonds through its mobile payment app, Toyota Wallet. The one-year bond, with a minimum investment of 100,000 yen (approximately $676), offers a 1.72% annual interest rate and is managed on a blockchain provided by Japanese firm BOOSTRY. This direct sales approach eliminates the need for a brokerage account, integrating the application process, investor communication, and benefits within a single ecosystem. Investors can earn Toyota Wallet points and claim perks such as tickets to the Fuji Speedway and test drives of Lexus and select classic Toyota models. This marks Toyota Finance's second security token bond offering, following a debut in March 2025 that was sold through brokerages.

Toyota's financial division is launching a tokenized bond that retail investors will be able to purchase directly through the Japanese automaker's mobile payment app, Toyota Wallet.

Toyota Finance announced on Tuesday: applications are now open for the one-year bond, with a minimum investment of 100,000 Japanese yen ($676). Toyota Finance will offer the bond directly, so investors will not need a brokerage account.

The 1 billion yen bond offers an annual interest rate of 1.72% and will be managed on blockchain infrastructure provided by Japanese security token specialist BOOSTRY.

The automaker stated that the direct sale will combine application submission, communication with bondholders, and investor benefits within a single ecosystem.

Investors can also earn Toyota Wallet points and be eligible for perks such as tickets to Fuji Speedway and the opportunity for test drives, including Lexus vehicles and select classic Toyota models.

This is Toyota Finance's second security token bond format following its debut issuance in March 2025, which was sold through brokerages.

Related: Avalanche and Toyota Developing Blockchain Infrastructure for Autonomous Robotaxis

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