# US Related Articles

HTX News Center provides the latest articles and in-depth analysis on "US", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

3% Cashback, 6% Annual Interest, and a Debit Card: Elon Musk Launches X Money in the US

On July 27, 2026, the social media platform X (formerly Twitter) launched its integrated financial service, X Money, initially available only to US-based Premium and Premium+ subscribers. Founder Elon Musk emphasized the launch's significance for the platform. US residents over 18 with a verified X account can use the service. X Payments LLC is not a bank; user funds are held in FDIC-insured accounts at Cross River Bank, with insurance potentially extended up to $10 million through a cash sweep program across partner banks. The core of the service is the X Card, a virtual or physical metal Visa debit card. Key features include: 3% cashback on most purchases (with some exclusions), free instant peer-to-peer payments, worldwide ATM fee reimbursement, no foreign transaction fees, and support for Apple/Google Pay. The service offers interest on account balances, up to 6.00% APY. Premium+ users get this rate immediately, while Premium users must meet a qualifying direct deposit requirement. Additional features include early direct deposit, wire transfers, bill pay, and paper check ordering. Security features include passkey login, customizable transaction limits, and Visa's Zero Liability Policy for fraud. The public launch followed a limited beta test with select Premium+ users in late June 2026. The launch marks X's continued evolution from a social network into a broader digital platform combining communication with everyday financial operations.

cryptonews.ru5h ago

3% Cashback, 6% Annual Interest, and a Debit Card: Elon Musk Launches X Money in the US

cryptonews.ru5h ago

Kraken’s CFTC-Regulated Perpetuals Push Could Change The US Derivatives Playbook

Kraken is preparing to offer CFTC-regulated perpetual futures contracts to US traders, a move that could introduce a major offshore-style derivatives structure into a regulated domestic market. This development represents a significant test for onshore demand for crypto derivatives and underscores the industry's ongoing shift from speculative cycles toward more practical questions of accessibility, safety, and infrastructure. The news serves as a concrete data point within the broader professionalization of the crypto market, highlighting operational details over mere sentiment. While it signals progress, the update is not a guarantee of immediate market impact or widespread adoption. Its ultimate significance will depend on subsequent factors like user uptake, liquidity, regulatory response, and integration. Readers should view this as a specific signal of market evolution, not a final verdict, and watch for confirming details on its execution and traction.

bitcoinist07/14 22:45

Kraken’s CFTC-Regulated Perpetuals Push Could Change The US Derivatives Playbook

bitcoinist07/14 22:45

‘Hard-backed currency’ – Coinbase CEO pushes crypto for $39T debt

Coinbase CEO Brian Armstrong proposes using cryptocurrency as "hard-backed currency" to address the U.S. national debt, which stands at $39.4 trillion. He argues the U.S. Constitution needs amendments to cap government spending and mandate such a currency to prevent fiscal decline. While Bitcoin's fixed supply is seen as a digital alternative to gold, analysis suggests even significant Bitcoin reserves would only cover a fraction of the debt by 2049. The article concludes that capping spending may be a more practical step than relying solely on crypto to solve the debt issue.

ambcrypto07/02 14:02

‘Hard-backed currency’ – Coinbase CEO pushes crypto for $39T debt

ambcrypto07/02 14:02

US Regulators Approve Kalshi to Launch CFTC-Regulated Perpetual Futures Anchored by Bitcoin

U.S. regulators have approved Kalshi to launch CFTC-regulated perpetual futures contracts anchored by Bitcoin. This development provides a compliant U.S. retail alternative to offshore perpetuals and is seen as a regulatory milestone, though not an endorsement of leveraged trading. The approval allows the market to assess whether current crypto trends are driven by genuine adoption, regulatory progress, or speculation. The story gains significance amid a market searching for direction, with Bitcoin remaining the sentiment anchor. Traders are advised to monitor follow-up data and liquidity response to determine if this signals a durable theme or a short-lived narrative.

bitcoinist06/28 17:06

US Regulators Approve Kalshi to Launch CFTC-Regulated Perpetual Futures Anchored by Bitcoin

bitcoinist06/28 17:06

A 60-Day Window Depresses Oil Prices, So Why Is the Market Falling Instead?

International oil prices continued to decline on June 23, extending significant losses from the previous session. The market shifted focus from Middle East military risks to actual supply changes following a temporary U.S.-Iran arrangement. The immediate trigger was the resumption of traffic through the Strait of Hormuz, a critical oil shipping chokepoint, with two tankers passing through, signaling eased near-term supply disruption fears. Prices retreated as the "worst-case scenario" was temporarily averted. A reported 60-day window in a U.S.-Iran understanding allows Iran to sell oil during this period, further dampening supply concerns. However, this arrangement is temporary, linked to nuclear talks, and does not guarantee a long-term solution. Market sentiment remains cautious because the deal could still unravel, potentially reinstating sanctions or disrupting shipping. While these developments have lowered immediate risk premiums, prices have not fully returned to pre-conflict levels. Geopolitical news, particularly regarding the stability of the Strait of Hormuz or the progress of negotiations, could quickly reverse the price drop. Additionally, low U.S. strategic petroleum reserves limit the emergency buffer available if supply shocks reemerge. Therefore, the current price decline reflects a reduction in near-term panic, not a complete elimination of Middle East supply risks.

marsbit06/23 05:46

A 60-Day Window Depresses Oil Prices, So Why Is the Market Falling Instead?

marsbit06/23 05:46

Kraken Launches CFTC-Regulated Perpetual Futures For US Pro Traders

Kraken has launched U.S. CFTC-regulated perpetual futures contracts for eligible institutional and professional clients, making a core crypto derivatives product available on a compliant domestic platform. The contracts, for assets including BTC, ETH, and SOL, are offered via Kraken Pro with clearing through a registered Futures Commission Merchant. This move brings the popular perpetual futures format, which allows leveraged trading without an expiry date, into the stricter U.S. regulatory framework. It provides professional traders a potential alternative to offshore platforms, balancing regulatory comfort with access to key products. However, the launch is explicitly not for retail investors. Its success depends on whether Kraken can build sufficient liquidity to compete with dominant offshore venues on metrics like spreads and execution quality. While symbolically significant for U.S. market maturity, its practical impact hinges on attracting meaningful trading activity onshore.

bitcoinist06/17 10:47

Kraken Launches CFTC-Regulated Perpetual Futures For US Pro Traders

bitcoinist06/17 10:47

Kraken Plans CFTC-Regulated Perpetual Futures For US Professional Traders

Kraken plans to launch CFTC-regulated perpetual futures for eligible US professional traders through its acquired derivatives exchange, Bitnomial. These contracts, featuring continuous pricing, no expiry, and regular funding, aim to provide a regulated domestic route to a product that is central to global crypto trading but has been largely inaccessible on US platforms. The offering is expected to be integrated into Kraken Pro, allowing traders to manage various exposures in one interface. Key factors for success will include eligibility criteria, contract design, and the development of sufficient liquidity. This move could pave the way for more regulated perpetual products in the US market.

bitcoinist06/16 13:56

Kraken Plans CFTC-Regulated Perpetual Futures For US Professional Traders

bitcoinist06/16 13:56

What Is the American Reserve Monetary Assets (ARMA) Act and How Could It Affect the Market?

**Summary of the ARMA Act and Its Potential Market Impact** The American Retirement and Monetary Advancement (ARMA) Act, a legislative evolution from earlier proposals like the BITCOIN Act, represents a significant political compromise regarding a US strategic Bitcoin reserve. Initially, proposals in 2024-2025 called for the mandatory purchase of 1 million BTC over five years. However, facing opposition due to fiscal cost, concerns over dollar supremacy, and executive branch resistance, these ambitious acquisition plans were scaled back. ARMA, introduced in 2026, removes all mandatory purchase requirements. Its core provisions are twofold: it consolidates federally held Bitcoin (approx. 320,000 BTC from criminal and civil seizures) into a single Treasury-managed reserve and legally prohibits its sale for at least 20 years, with an exception only for debt repayment. This essentially codifies into law the holding policy established by a 2025 Trump executive order. Consequently, the bill's short-term market impact is expected to be limited. While it would eliminate the overhang of potential government selling, it creates no new direct demand from the Treasury. Its primary significance is strategic and long-term. By establishing a legal framework that formally recognizes Bitcoin as a national reserve asset, ARMA could pave the way for future, more substantive debates on mandatory acquisitions. The act is seen as a foundational step, increasing the political viability of eventual purchase legislation, though that outcome remains uncertain and lies further in the future.

Foresight News06/15 09:13

What Is the American Reserve Monetary Assets (ARMA) Act and How Could It Affect the Market?

Foresight News06/15 09:13

Kraken Plans CFTC-Regulated Perpetual Futures For US Crypto Traders

Kraken announced plans to launch CFTC-regulated perpetual futures for eligible U.S. retail and institutional traders, expected within 30 days. The products will be listed on the recently acquired, CFTC-regulated Bitnomial Exchange, with clearing handled by Kraken Derivatives US (NinjaTrader Clearing). Initial assets include BTC, ETH, SOL, XRP, ADA, LINK, DOGE, LTC, and AVAX. This move aims to bring a popular offshore crypto derivative into a U.S.-regulated framework, offering traders familiar products with clearer compliance. The launch signals a shift toward rebuilding advanced crypto trading, including altcoin exposure, within regulated domestic market structures.

bitcoinist06/12 19:06

Kraken Plans CFTC-Regulated Perpetual Futures For US Crypto Traders

bitcoinist06/12 19:06

US Seizes Nearly $1B in Iranian Crypto Amid Economic Pressure Campaign

The United States has seized nearly $1 billion worth of Iranian cryptocurrency, Treasury Secretary Scott Bessent announced. He noted some wallet owners may be unaware their funds were confiscated. The action is part of "Operation Economic Fury," a U.S. financial pressure campaign against Iran launched in March 2025, which has also involved freezing bank accounts and seizing properties with European partners. Bessent stated that prior to U.S. intervention, the Iranian regime was allegedly diverting hundreds of millions monthly to a small elite. He described Iran's economy as severely strained, with food rationing, internet outages, and many military personnel going unpaid. The $1 billion seizure figure marks a significant increase from previous totals reported in April.

TheNewsCrypto05/30 14:32