# Digital Assets Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Digital Assets", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Uncertainty persists regarding cryptocurrency regulation, and there is a possibility of delay in passing the Clarity Act! Here are the details

The U.S. Senate's vote on the CLARITY Act, which aims to establish a legal framework for the crypto market, faces a potential delay. Priority on the Senate agenda is being given to a Russia sanctions bill and confirmations of federal officials, making a vote on the crypto bill after next week increasingly likely. Senate tradition of handling only one contentious bill at a time further complicates early consideration of the CLARITY Act. Key political disagreements persist, notably over provisions to restrict cryptocurrency trading by senior government officials and elected representatives, including potentially former President Donald Trump. A bipartisan consensus has not been reached. This uncertainty raises doubts about whether a vote can occur before the Senate's August recess. If disputes intensify, the bill's passage could be jeopardized not only for this year but potentially until 2026. Even if the Senate approves the bill, it would still require a revote in the House of Representatives and the President's signature to become law, potentially prolonging the establishment of a comprehensive regulatory framework long awaited by the crypto industry. The Clarity Act is considered crucial for clarifying which agencies will oversee digital assets, defining their legal status, and setting operational principles. Industry advocates argue its passage would boost institutional investor confidence and strengthen the U.S. position in the global digital asset market.

cryptonews.ru6h ago

Uncertainty persists regarding cryptocurrency regulation, and there is a possibility of delay in passing the Clarity Act! Here are the details

cryptonews.ru6h ago

SWIFT Shared Ledger Launches Live Pilot, How Will the 50-Year-Old Payment Network Reconstruct the Financial System?

SWIFT, a global financial messaging provider with a 50-year history, has launched a live pilot of a blockchain-based "shared ledger" in July 2026, involving 17 major banks. This marks a direct move by traditional finance to upgrade its core payment infrastructure using blockchain technology, transforming SWIFT's role from a messaging channel to a "value orchestration layer" for digital payments. The system is built on Hyperledger Besu (EVM-compatible) and integrates Chainlink's CCIP for cross-chain interoperability. It deepens the fusion of the ISO 20022 messaging standard with smart contracts to automate compliance (KYC/AML). The primary settlement medium in this network is "tokenized deposits"—digital representations of traditional bank deposits, not independent stablecoins—preserving the existing two-tier banking system. The move introduces "atomic settlement" (24/7, instant) but requires banks to adopt "pre-funding" models, increasing demands on liquidity management. It presents direct competitive pressure on native blockchain payment tokens (e.g., XRP) by offering an efficient, bank-backed alternative for cross-border settlement. Significant regulatory hurdles remain, including legal jurisdiction over cross-border digital assets, legal definitions of "settlement finality" for smart contracts, and balancing blockchain transparency with data privacy/localization laws. Technologies like zero-knowledge proofs may be needed to resolve privacy-compliance conflicts. Industry views are mixed: participating banks and SWIFT emphasize extending trusted, compliant finance into the digital realm with real-time efficiency, while crypto analysts warn of potential "liquidity backlash" as capital flows back to the traditional, now-tech-enhanced banking system. This pilot signifies that traditional finance and crypto are entering a phase of direct competition and fusion at the infrastructure level, likely leading to a future of interconnected, highly regulated financial networks rather than a fully decentralized system.

marsbit6h ago

SWIFT Shared Ledger Launches Live Pilot, How Will the 50-Year-Old Payment Network Reconstruct the Financial System?

marsbit6h ago

Crypto.com, Backed by Citadel Securities, Transfers XYO and XL1 into Regulated Custody

Crypto.com, with backing from Citadel Securities, has placed XYO and XL1 tokens into regulated custody. This move provides eligible institutions and high-net-worth clients with a regulated mechanism for storing, managing, and exchanging these tokens without first having to transfer assets onto an exchange. The custody structure utilizes segregated MPC wallets managed by a bankruptcy-remote entity, with private keys secured via multi-party computation. Clients benefit from cold storage, audit trails, and direct access to Crypto.com's institutional liquidity while their assets are custodied, removing the operational step of pre-trade transfers. Company leadership positioned this as a strategic step to provide "unmatched security and seamless liquidity" for digital asset organizations, and to protect and scale the XYO ecosystem. The partnership builds on an existing relationship since XYO's initial listing on the exchange. This development follows Citadel Securities' $400 million investment in Crypto.com and comes as the company expands its regulatory standing, having received conditional approval to establish a national trust bank. For institutional investors, this custody agreement addresses a key barrier by demonstrating that smaller market-cap assets like XYO and XL1 can be held under the same regulatory and security standards as larger tokens. XYO operates a large DePIN network generating real-world data for AI and robotics, with XL1 handling its blockchain transactions and infrastructure.

cryptonews.ru16h ago

Crypto.com, Backed by Citadel Securities, Transfers XYO and XL1 into Regulated Custody

cryptonews.ru16h ago

Fidelity joins push for Senate passage of CLARITY Act

Fidelity Investments urged the U.S. Senate to pass the CLARITY Act, advocating for clear digital asset regulations to boost investor confidence and U.S. leadership in crypto markets. The company joins a coalition of financial firms and crypto groups, including the Crypto Council for Innovation, pushing for the bill's advancement. The proposed legislation aims to establish a U.S. regulatory framework for digital assets but faces a Senate challenge, requiring 60 votes to pass amid partisan debate over ethics provisions. As the world's third-largest asset manager with $7.1 trillion in managed assets, Fidelity's support adds significant weight to the call for regulatory clarity.

cointelegraphYesterday 09:25

Fidelity joins push for Senate passage of CLARITY Act

cointelegraphYesterday 09:25

Strategy-led group pledges $15M to quantum-proof Bitcoin network

A group of major financial and cryptocurrency firms, led by Michael Saylor's MicroStrategy, has formed the Bitcoin Security Consortium and pledged $15 million over three years to fund efforts to quantum-proof the Bitcoin network. Founding members include Anchorage Digital, ARK Invest, BlackRock, Block, Blockstream, Coinbase, Fidelity Digital Assets, and Galaxy. The consortium's work will be coordinated by Mike Schmidt of the non-profit Brink. The initiative addresses growing concerns about the threat quantum computers could pose to Bitcoin's cryptographic security, though timelines for such a threat vary widely among experts—from 3-5 years to 20-40 years. The funding aims to support developers working on quantum-resistant solutions for the long-term security of the network.

cointelegraphYesterday 09:23

Strategy-led group pledges $15M to quantum-proof Bitcoin network

cointelegraphYesterday 09:23

Bank of America Quietly Positions: Could $6 Trillion in Bank Deposits Flow into Stablecoins?

Bank of America (BofA) is making strategic moves in digital assets, appointing senior leaders to advance a platform covering stablecoins, tokenized deposits, custody, and crypto settlement. This comes amid a broader discussion about the potential migration of trillions in bank deposits to stablecoins. A cited TBAC report estimated up to $6.6 trillion in transactional deposits could be at risk of moving to stablecoins long-term, a point BofA's CEO previously conditioned on stablecoins being allowed to pay interest. The regulatory landscape is evolving, with the GENIUS Act setting a final implementation deadline for January 2027. Major banks, however, are not waiting; JPMorgan, Citi, BofA, and others are already developing tokenized deposit networks and services. Industry observers note that while retail crypto trading is sluggish, institutional adoption of stablecoins for real-world use cases is driving growth. Despite the activity, some analysts remain cautious, noting banks have a long history of blockchain announcements and that true structural change is slow. The stablecoin market itself has seen a recent dip from its peak. Optimistic projections, however, foresee significant growth, with stablecoin settlement volume already reaching $33 trillion in 2025. The race is on for the post-January 2027 landscape, where regulatory clarity is expected to accelerate the fusion of traditional finance and crypto.

marsbit07/22 01:53

Bank of America Quietly Positions: Could $6 Trillion in Bank Deposits Flow into Stablecoins?

marsbit07/22 01:53

Bank of America Quietly Positions: Could $6 Trillion in Bank Deposits Flow into Stablecoins?

Bank of America has quietly made leadership appointments to accelerate its digital asset strategy, sparking discussion about a potential large-scale migration of bank deposits to stablecoins. Reports highlighted the bank naming Sonali Theisen, Kevin Milsom, and Adam Dixon to lead its global digital asset and AI platform, focusing on stablecoins, tokenized deposits, custody, and crypto settlement. This move revived a claim that $6 trillion in bank deposits could flow into stablecoins, a figure originally cited by Bank of America's CEO Brian Moynihan in January. However, he conditioned this shift on stablecoins being allowed to pay interest—a feature not permitted under the current GENIUS Act. The legislation's final rules are delayed, pushing its effective date to January 2027. Major banks are not waiting. JPMorgan and Citigroup are already piloting tokenized deposit services, and a consortium including Bank of America is building a shared tokenized deposit network targeting a 2027 launch. While some, like Pacemakers.io's Alessandro Hatami, remain skeptical of rapid bank collaboration, data shows significant institutional adoption. Stablecoin settlement volume hit $33 trillion in 2025, and analysts project the market could surpass $1 trillion by 2026. Despite a recent dip in crypto prices and stablecoin supply, the institutional push for real-world use cases continues. The race is on for January 2027, when the GENIUS Act takes effect, potentially reshaping the competition between traditional finance and digital assets.

Foresight News07/21 10:01

Bank of America Quietly Positions: Could $6 Trillion in Bank Deposits Flow into Stablecoins?

Foresight News07/21 10:01

White House Concession Removes Ethical Hurdle, Clarity Act Races Against Final Window Before Recess?

On July 21st, industry sources reported that the Trump administration has agreed to include an ethics provision in the "Clarity Act" (Digital Asset Market Clarity Act of 2025). This concession addresses the long-standing conflict-of-interest concerns regarding government officials and the crypto industry, potentially removing the final major obstacle to the bill's progress. Additionally, Patrick Witt, the executive director of the White House's Digital Asset Advisory Committee, confirmed he will remain in his role to help finalize the bill, alleviating previous concerns about his potential departure. The Clarity Act aims to establish a unified federal regulatory framework for the U.S. digital asset market. Its core objective is to resolve regulatory ambiguity by defining different types of digital assets (digital commodities, investment contract assets, and permitted payment stablecoins) and clarifying the respective oversight roles of the SEC and CFTC. This would end the long-running jurisdictional dispute between the two agencies and provide clearer compliance paths for the industry. With the ethics issue moving toward resolution, the most urgent challenge now is time. The U.S. Congress is set to begin its August recess in mid-August, leaving only a few working weeks to finalize the text and advance the bill through the Senate. Industry advocates, like the Blockchain Association's Kristin Smith, stress that this is a critical moment. If negotiations conclude successfully in the coming weeks, the Clarity Act could pass a key hurdle before the recess; otherwise, it may face significant delays. If enacted, the Clarity Act could mark a historic turning point in crypto regulation. By providing a clearer and more predictable legal framework, it aims to reduce uncertainty for businesses, developers, and traditional financial institutions looking to enter the digital asset space, potentially setting a global benchmark for market structure regulation.

Odaily星球日报07/21 08:40

White House Concession Removes Ethical Hurdle, Clarity Act Races Against Final Window Before Recess?

Odaily星球日报07/21 08:40

Patrick Witt Delays Military Training to Lead White House Push for CLARITY Act

Patrick Witt, Executive Director of the President’s Council of Advisors for Digital Assets, has delayed his military training with the Georgia Army National Guard to lead White House negotiations on the CLARITY Act. With the Senate entering recess on August 8, this period is seen as crucial for advancing the bill, which aims to establish clear regulatory rules for the digital asset market in the United States. This marks the second time Witt has postponed his military service for this purpose. His role as the administration's lead negotiator has gained increased importance following the impending departure of Deputy Director Harry Jung, ensuring leadership continuity during critical legislative efforts. The White House is prioritizing the passage of this significant cryptocurrency regulation before the Senate break.

TheNewsCrypto07/21 07:12

Patrick Witt Delays Military Training to Lead White House Push for CLARITY Act

TheNewsCrypto07/21 07:12

Top 11 NFT games to play in July 2026

NFT games provide players with true ownership of in-game assets through blockchain technology, unlike traditional games. Here are the top 11 NFT games for July 2026: 1. **RavenQuest:** A free-to-play MMORPG with player-driven economy, housing NFTs, and guild wars. 2. **Decentraland:** A user-owned Ethereum-based virtual world for socializing, gaming, and buying digital real estate (LAND NFTs). 3. **Axie Infinity:** A pioneering play-to-earn game where players collect, breed, and battle NFT creatures called Axies. 4. **Pixels:** A free-to-play Ronin-based game focused on farming, crafting, and managing Pixelmon avatars in a player-driven economy. 5. **Gods Unchained:** A free-to-play strategy card game where every card is an NFT, built on Ethereum with Immutable X. 6. **My DeFi Pet:** Combines pet collection, breeding, and battling with DeFi mechanics, using the DPET token. 7. **Alien Worlds:** A fast-paced, decentralized metaverse game where players (explorers) mine resources and compete for the TLM token. 8. **The Sandbox:** A blockchain metaverse where users buy LAND NFTs and create, own, and monetize gaming experiences. 9. **Wreck League:** A mech fighting game with customizable NFT parts, featuring a hybrid Web2/Web3 model and strategic combat. 10. **Undeads Game:** A zombie apocalypse-themed game where players choose to be humans or zombies, with all assets as tradable NFTs. 11. **Shrapnel:** A first-person shooter set in 2043 where players battle for a resource called Sigma, with weapons and gear as NFTs. NFT games offer innovative formats and true digital ownership, but players should research each game before committing.

ambcrypto07/16 12:28

Top 11 NFT games to play in July 2026

ambcrypto07/16 12:28

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